Merchant Fund Express
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Inventory Funding for Moving Companies

Buy boxes, pads, wrap and dollies by the pallet before peak season, without draining the cash you need for payroll and trucks.

Stock Up Now

Moving Supplies Inventory

Buy by the pallet, not by the bundle

Pre-season pricing rewards movers who can pay up front. Working capital lets you take the better price and keep your operating cash intact.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Supply funding for moving companies

Fast and low-hassle

5-minute application and about three months of statements. No tax returns. Funding in as little as 24 hours for qualified businesses.

Flexible on credit

FICO 500+ considered. We look at your deposits as well, and the first step is a soft pull.

Clear total cost

The full repayment amount is in your offer before you accept. No surprise costs after you sign.

Planned repayment

Your repayment schedule is set out in the offer up front, so you can match it to the busy season.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Movers carry more inventory than people think

Boxes in every size, wardrobe and dish-pack cartons, mattress bags, shrink wrap, tape, furniture pads, straps, dollies and hand trucks. Many movers also sell packing supplies to customers or stock crates for specialty items. All of it gets used up or worn out, and all of it is cheaper by the pallet than by the bundle.

The problem is timing. The best time to buy is before the summer rush, which is exactly when your account is lowest after a slow winter.

What a smart restock looks like

ItemWhy stock up early
Boxes and cartonsPallet pricing and steady supply in peak months
Furniture padsPads wear out fast and run short on busy weekends
Shrink wrap and tapeUsed on nearly every job
Dollies and strapsReplacing worn gear reduces damage claims
Retail packing kitsExtra revenue from customers who self-pack

Funding the order

We fund moving companies based mainly on their deposits and existing obligations, using about three months of business bank statements. No tax returns. FICO 500+ is considered and the first step is a soft credit pull. Funding can arrive in as little as 24 hours for qualified businesses, which helps when a supplier is offering a pre-season price for a limited window.

If you restock several times a year, a line of credit lets you draw for each order. For a one-time stock-up, working capital keeps it simple. Bigger gear like trucks and forklifts usually fits equipment financing better.

Do not overbuy

Look at last season's usage per job and your booked jobs for the coming months. Order for that volume plus a reasonable buffer, leaning a little higher on the items that ran short last summer. Supplies sitting in the warehouse in October tie up space and cash. Damp storage can also ruin cardboard stock, so buy what you can actually store well. Your offer shows the full repayment amount and the repayment schedule before you accept, so compare that against the savings from buying in bulk.

Ready to place the order? Start the 5-minute application.

Frequently Asked Questions

Can I use funding to buy boxes and packing supplies?

Yes. Bulk packing materials and moving supplies are a common use of working capital.

Does it matter if I resell supplies to customers?

No. Those sales show up as deposits, which are part of how funders look at your business.

How fast can I get funds for a supplier deal?

Funding can arrive in as little as 24 hours for qualified businesses.

Is the inventory used as collateral?

Working capital is based mainly on your deposit history rather than a lien on specific supplies.

Can I apply with a smaller operation?

Yes. Sole proprietors and small crews can apply.

Box pallets $8,500.00
Furniture pads $5,200.00
Dollies, straps $3,900.00
Retail kits $6,300.00

Example uses for illustration only.

How to improve your chances

Movers who track supplies closely get more from every order.

  • Track supply usage per job each season
  • Compare supplier pallet pricing yearly
  • Retire worn pads and straps on a schedule
  • Keep supply sales deposited in the business account

Inventory funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Weeks of review
Paperwork
About three months of statements
Tax returns required
Credit
FICO 500+ considered
Tighter requirements
Application
5 minutes, soft pull
Long form, hard pull
Cost shown
Full repayment in your offer
Varies by product

Stock up before the rush

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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