Buy the plate, bar stock and tooling a job needs before your customer pays. Simple application, about three months of statements, funding in as little as 24 hours if qualified.
Fund My MaterialMachine Shop Inventory Funding
Big orders start with a big material bill. We help shops pay for metal and tooling up front so other jobs keep moving.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of bank statements. No tax returns needed.
FICO 500+ considered. Your shop's deposit history is a key factor.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out up front, so you can line it up with when the job invoices clear.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
In a job shop, the purchase order arrives, and the first thing you do is spend money. Aluminum plate, steel and stainless bar, titanium or specialty alloys, inserts, end mills and fixturing all have to be in hand before the first part is cut. Then the job runs, ships, and the invoice sits on net terms. On a big order, the material bill alone can tie up a large share of your cash.
Inventory funding for machine shops covers that material and tooling up front, so you can take the work without starving other jobs.
Metal prices move, and mills and distributors sometimes offer better pricing on larger quantities. Having cash ready lets you:
Funding is a tool, though. Buy what your orders and quoting history support, not what might sit on the rack for a year.
For a single large material buy, working capital is often the simplest option. If you restock throughout the year, a business line of credit lets you draw for each purchase. You can read how a merchant cash advance for machine shops works if your deposits come through steady customer payments.
Funders look at your average deposits, their consistency and any existing obligations. They may also ask what the material is for. A clear story, such as a confirmed order or a repeat part number, makes the request easy to understand. FICO 500+ is considered, and no tax returns are required.
Apply in about 5 minutes with a soft credit pull to start, then send about three months of business bank statements. Your offer lists the full repayment amount and schedule before you accept, and qualified shops can be funded in as little as 24 hours. Apply for inventory funding.
Yes. Shops commonly use it for bar stock, plate, castings, inserts, cutters and fixturing.
It is not required, but a confirmed order helps explain what the material is for. The offer itself is sized mainly on your deposits.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
No. Established shops of different sizes can apply, including sole proprietors with steady business deposits.
Qualified shops can be funded in as little as 24 hours, so you can place the order soon after accepting your offer.
Example uses for illustration only.
Better inventory habits can make funding go further.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding