Staff up, buy supplies and keep overhead covered while a new employer, facility or school contract ramps up and its invoices are still outstanding.
Fund the ContractContract Ramp-Up Capital
New contracts bring costs before they bring revenue. We fund practices based on their current deposits, with decisions that move quickly.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application, about three months of statements, no tax returns. Funding in as little as 24 hours for qualified practices.
FICO 500+ considered. Your deposit history matters, and we start with a soft pull.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can line it up with contract payments.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A local employer wants you to handle pre-employment physicals and drug screens for 400 hires. A senior living community wants a provider on site twice a week. A school district needs sports physicals for the whole fall roster. A hospital group wants coverage for overflow.
Each of these is good news, and each one comes with costs that land before the first payment. You may need extra staff, extended hours, mobile supplies or additional testing equipment, while the contract pays on net terms that can stretch well past the work itself.
We base funding mainly on your existing deposit history and the obligations you already carry. A signed contract helps tell the story of why you need the capital, but it is your current deposits that show how much repayment the practice can comfortably handle today. That is why it often makes sense to size the request to the ramp-up costs rather than the full contract value.
For illustration: if a screening contract needs two extra MAs for ten weeks plus a supply order, add those costs, then add the overhead you will carry until the first contract payment clears. That total is a sensible starting request.
For practices dealing with slow-paying payers in general, our page on funding for medical billing delays covers that situation.
The application takes about 5 minutes. Send about three months of business bank statements. No tax returns. We start with a soft credit pull, FICO 500+ is considered, and decisions move fast. Funding can arrive in as little as 24 hours for qualified businesses.
Your offer shows the full repayment amount and the repayment schedule up front. Compare it against the contract's payment terms before you accept, then apply when you are ready. A line of credit can also work if costs will come in waves.
It is helpful context, but funding is based mainly on your current bank deposits and existing obligations.
Yes. Hiring and payroll for the ramp-up period is one of the most common uses.
That gap is exactly what working capital covers. Check that the repayment schedule in your offer fits until the contract invoices are paid.
Funding ranges from $25,000 to $5,000,000, and the amount depends mainly on your deposits and current obligations.
Yes. Sole proprietors can apply.
Example uses for illustration only.
Practices that prepare these items move faster on contract funding.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding