Cover material, fixtures and labor for a large production order before the first invoice is paid, with funding in as little as 24 hours for qualified shops.
Fund the ContractMachine Shop Contract Funding
Big contracts are front-loaded. Material, setup, first article and payroll all come before payment. We help shops carry that cost and deliver on time.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and roughly three months of statements. No tax returns required.
FICO 500+ considered. Steady shop deposits carry weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The schedule is laid out in the offer, so you can compare it with the customer's payment terms.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A new customer awards you a production run of several thousand parts. An existing account moves a whole family of part numbers to your shop. A defense or medical supplier adds you to its approved list. It is the kind of news every shop owner wants, and it usually comes with a catch: you buy material, build fixtures, prove out programs, pass first article, and run the order for weeks before the first invoice is paid.
Funding for a big contract gives machine shops the cash to carry that front-loaded cost.
| Cost | Why it comes early |
|---|---|
| Raw material | Needed before the first part is cut |
| Fixtures and tooling | Built during setup and prove-out |
| First article and inspection | Must pass before production ships |
| Labor and overtime | Paid every payday during the run |
| Outside processing | Plating, anodizing or heat treat billed on delivery to you |
A single large order with a clear payment date often fits working capital or a merchant cash advance. Contracts with repeated releases may suit a business line of credit, so you draw for each release. If the job needs a new machine, equipment financing can cover it separately.
Your offer is sized mainly on your existing deposits and obligations, not the contract value. Still, sharing the purchase order, the delivery schedule and the customer's payment terms helps explain the timing. Funders also notice whether one customer will dominate your revenue, so it is worth thinking about how the new work fits with your existing accounts.
The 5-minute application starts with a soft credit pull. Provide about three months of business bank statements. No tax returns are required, and FICO 500+ is considered. Your offer shows the full repayment amount and schedule before you accept, and qualified shops can be funded in as little as 24 hours. Apply now.
No. It is based mainly on your shop's existing deposits and obligations. The contract helps explain what the money is for and when you expect to be paid.
Yes. Owners use it for material, fixtures, programming time, inspection and labor during setup.
That is one of the main reasons shops seek contract funding. Share the payment terms so the repayment schedule can be considered against them.
Yes. The review centers on your shop's own deposit history, not the length of the customer relationship.
FICO scores from 500 and up are considered, alongside your deposits and existing obligations.
Example uses for illustration only.
These steps strengthen a big-contract funding request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding