Cover aide payroll, hiring and supplies while reimbursements catch up. Simple paperwork and a soft pull to start.
Apply NowHome Health Working Capital
New clients mean new aides, training and mileage before the first payment arrives. Working capital closes that gap.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and a 5-minute application. As little as 24 hours to fund if qualified.
FICO 500+ considered. We weigh deposit history and obligations.
Every offer shows the total repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is spelled out up front so you can plan payroll around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Running a home health agency means fronting costs before you see revenue: aide wages, mileage, supplies, insurance, compliance training. When a few large reimbursements run late, even a healthy agency can feel tight.
Working capital is general-purpose funding for exactly that. You decide where it goes, whether that is payroll, a hiring push or catching up on vendor bills.
We care most about the business you are running today:
FICO 500+ is considered. We start with a soft pull, and no tax returns are required.
Do slow reimbursements count against my agency? Uneven payer timing is common in home health. We look at your overall deposit pattern across about three months of statements, not one slow week.
Many owners use working capital to say yes to referrals. A hospital discharge planner sends more clients, but you need aides hired and trained first. Funding lets you staff up before the new revenue lands. The home health expansion funding page covers bigger growth steps, and the home health cash flow guide covers managing the timing gap.
For illustration: an agency serving three counties gets a new contract that adds a steady stream of clients. To accept, the owner needs to hire and onboard several aides, cover their first few weeks of pay and buy supplies, all before the first reimbursement for those clients clears. Working capital covers that window. The amount offered would depend mostly on the agency's deposit history and any existing obligations.
The same logic applies to smaller needs. Maybe a vehicle repair for a field nurse, a software switch or a compliance audit. If the cost keeps the agency running and growing, working capital is a reasonable fit. Read how agencies qualify before you apply if you want a feel for the review, and see big contract funding for contract-driven growth.
If you expect to need money repeatedly, a business line of credit may suit you. For vehicles or medical devices, see equipment financing for home health. Funding ranges from $25,000 to $5,000,000. The 5-minute application is the first step.
Common uses include payroll, recruiting, training, supplies, software and bridging slow reimbursements. It is general-purpose funding for running the agency.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
No. About three months of business bank statements and the application are what we start with.
Qualified businesses can be funded in as little as 24 hours.
Yes, sole proprietors can apply.
We start with a soft pull, which does not affect your score. FICO 500+ is considered.
Example uses for illustration only.
Simple housekeeping can make your agency's file easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding