Guide
Equity is the most expensive capital that exists if the business succeeds, and the cheapest if it fails.
✓ Checking what you qualify for does not affect your credit score.
You are selling a permanent share of future profit to avoid a temporary payment. For a profitable operating business with a working-capital need, that is almost always the wrong trade.
Equity makes sense where the capital funds something with a genuinely uncertain, potentially very large return — not payroll or inventory.
Debt on a known return beats equity on a known return, every time.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
The products here are debt. If what you need is a partner rather than a payment, this is the wrong page.
Line of credit from 1% per month on the drawn balance, 2.49% per draw. Term loan 0% origination on weekly payments. Refinance priced with a factor rate.
The minimum FICO is 500. The 650/600/550 tiers are product criteria that decide which product a file is read against, not a floor on the business. Scores in the 500s are placed routinely and are read on revenue, deposit consistency and time in business rather than on the score alone.
Same-day decision, next business day funding on a complete file.
Yes, up to two existing positions.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
