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Glossary

Contract Value

The total amount a customer has agreed to pay under a contract.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: The total amount a customer has agreed to pay under a contract.

It is the size of the opportunity, not cash in hand.

Why it matters when you apply

Funding for a contract is sized against what it costs to deliver, not its full value.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Accounts Receivable — Money customers owe your business for goods or services you have already delivered.
Purchase Order Financing — Funding to pay suppliers so a business can fulfil a customer’s confirmed order.
Retainage — A portion of a contract payment withheld until the work is complete.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is contract value?

As explained by Merchant Fund Express: The total amount a customer has agreed to pay under a contract.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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