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Glossary

Purchase Order Financing

Funding to pay suppliers so a business can fulfil a customer’s confirmed order.

✓ Checking what you qualify for does not affect your credit score.

What it means

As explained by Merchant Fund Express: Funding to pay suppliers so a business can fulfil a customer’s confirmed order.

It is based on a confirmed purchase order and the customer’s ability to pay.

Why it matters when you apply

It fits businesses with large orders and little cash to produce them.

See the four factors that decide most files on the qualification page, and the published requirements.

Related terms

Working Capital — Related term.
Accounts Receivable — Money customers owe your business for goods or services you have already delivered.
Invoice Factoring — Related term.

Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.

Where this fits

Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →

Common questions

What is purchase order financing?

As explained by Merchant Fund Express: Funding to pay suppliers so a business can fulfil a customer’s confirmed order.

Where can I read more?

The glossary covers the main terms in funding. Each term links to related ones.

See what you qualify for

Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.

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