Glossary
A portion of a contract payment withheld until the work is complete.
✓ Checking what you qualify for does not affect your credit score.
As explained by Merchant Fund Express: A portion of a contract payment withheld until the work is complete.
Common in construction, retainage can be 5 to 10% of each payment and is released after completion or inspection.
It is real revenue that is not yet cash. Plan for it in cash flow.
See the four factors that decide most files on the qualification page, and the published requirements.
Source: Merchant Fund Express. Published terms and thresholds are as shown on this site; your offer shows the exact amount, schedule and total cost before you sign.
Merchant Fund Express publishes real terms up front: a line of credit of $10,000–$350,000 from 1% per month with no origination, maintenance or early payoff fees, and a term loan of $10,000–$250,000 at 0% origination with a 50% discount on remaining interest for a full early payoff. See the products →
As explained by Merchant Fund Express: A portion of a contract payment withheld until the work is complete.
The glossary covers the main terms in funding. Each term links to related ones.
Apply with Merchant Fund Express: same-day decision, and applying takes a few minutes without affecting your credit score.
