Fast online funding from $25,000 for established minority-owned businesses. Bank statements, not tax returns, and a soft credit pull to start.
Apply in 5 MinutesMinority-Owned Business Funding
We review your deposits, existing obligations and credit, then show the full repayment amount and schedule before you accept anything.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered, with deposits weighed alongside your score.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is set out in your offer up front, so there is no guessing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Minority-owned businesses span every industry: restaurants and food trucks, barbershops, auto repair, trucking, healthcare practices, grocery and convenience stores, construction and professional services. Many owners have run into slow bank processes, heavy paperwork or requirements that do not match how their business operates.
Our approach to funding for minority owned businesses is straightforward. Working capital runs from $25,000 to $5,000,000 for established businesses with steady deposits, and you can apply in about 5 minutes with a soft credit pull to start.
We do not run separate programs by ownership, and ownership does not change the review. Funders weigh:
No tax returns are required.
Many owners run businesses where a lot of revenue arrives as cash or card sales. Depositing cash consistently into your business account matters, because statements are what funders see. Our pages on funding for cash-heavy businesses and funding for businesses with high card volume go deeper on how those deposits are read.
Working capital handles a single project, purchase or slow stretch. A business line of credit covers recurring needs. Equipment financing pays for vehicles, kitchen equipment, lifts and tools. A merchant cash advance or revenue-based financing can suit businesses with strong daily sales. Sole proprietors can apply for all of them.
Pull about three months of business bank statements from your main operating account. If revenue comes in through more than one account, such as a separate card processor deposit account, have those statements too so funders see the full picture. Write down what the money is for and roughly how much each piece costs, for example a new fryer line, a used box truck or restocking shelves before a holiday rush. Note any loans, leases or advances already being paid, since existing obligations shape how much the account can carry. The application takes about 5 minutes, and the first check is a soft credit pull, so applying does not commit you to anything.
Your offer shows the full repayment amount and repayment schedule before you accept. If you are also working on a certification or public program, you can compare our offer side by side and choose what fits.
No. Every application is reviewed on the same factors: deposits, existing obligations and credit.
Funders review your bank statements, so depositing cash regularly into your business account gives a clearer picture of revenue.
Yes. Sole proprietors can apply with about three months of business bank statements.
FICO 500+ is considered, alongside your deposit history and existing obligations.
Funding can arrive in as little as 24 hours for qualified businesses.
Example uses for illustration only.
These actions help present your business clearly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding