If you deposit your cash, we can see it. We size offers from your business bank statements, not tax returns.
Check My OptionsCash Business Funding
Bars, laundromats, salons and food businesses that bank their takings can show real volume. Funding from $25,000 to $5,000,000 for qualified businesses.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of business bank statements and a five-minute application. That is the starting file.
Credit is reviewed alongside deposits. A cash business with steady banking habits has more to show than a score.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is spelled out in the offer, so you can line it up against your deposit days.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
If the cash never hits the bank, a funder cannot see it. Bars, laundromats, barbershops, food trucks, car washes and plenty of other businesses take a large share of sales in cash, and the ones that deposit it regularly look very different on paper from the ones that pay bills out of the register.
We review about three months of business bank statements, so deposited cash counts. Cash that stays in the drawer, goes to vendors directly, or gets taken home does not show up in what we see.
Branch cash deposits are normal. What a reviewer looks for is a pattern that matches how your business actually runs:
An irregular cash pattern is not an automatic problem, but it raises questions. Our page on irregular deposits explains how those get weighed.
Working capital and revenue-based financing are often a fit because they are sized from total deposits. A merchant cash advance is usually tied to card sales, so if most of your revenue is cash, the card side may be too thin on its own. If you take both, see funding for cash and card businesses.
Funding runs from $25,000 to $5,000,000, and the amount depends mainly on your deposits and existing obligations.
For illustration: a laundromat owner deposits cash three times a week and card settlements land daily. Their three months of statements show a steady combined total, a modest balance between deposits, and one equipment payment. That file is readable. A similar owner who deposits once a month and pays the coin-machine vendor in cash would look smaller than the business really is.
When your statements are in order, apply here. It takes about five minutes.
Deposited cash shows up on your business bank statements, and those statements are what we review. Cash that is never deposited cannot be counted.
Regular cash deposits that match how your business operates are normal. Sudden large deposits with no clear source get more questions.
A merchant cash advance usually leans on card sales. If cash dominates, working capital or revenue-based financing sized on total deposits may fit better.
Qualified businesses can be funded in as little as 24 hours after review and acceptance of an offer.
No tax returns are required. We look at about three months of business bank statements instead.
Example uses for illustration only.
Small changes in how cash reaches the bank make your file easier to read.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding