Steady card settlements tell a clear revenue story. Turn them into $25,000 to $5,000,000 in funding. FICO 500+ considered.
Use My Card SalesCard Sales Based Funding
Merchant cash advance, revenue-based financing, working capital, or a line of credit. One 5-minute application and about three months of statements.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Consistent settlements carry real weight.
Every offer shows the full repayment amount up front. No surprise costs after you sign.
Your repayment schedule, fixed or sales-based, is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Restaurants, salons, auto shops, retail stores, and medical offices that run most of their sales through card terminals produce something underwriters like: a steady, documented stream of deposits. Settlements land in the bank account daily or every few days, which makes revenue patterns easy to see.
We fund established businesses with steady deposits from $25,000 to $5,000,000. The 5-minute application starts with a soft credit pull and about three months of business bank statements.
A merchant cash advance provides a lump sum in exchange for a portion of future sales, so repayment moves with card volume. Revenue-based financing works on a similar principle. If you prefer a fixed schedule, working capital or a business line of credit may fit better. If you also take a lot of cash, see funding for cash and card businesses.
For illustration: a salon running steady card sales each month might compare a few uses, like a new chair station, a product order, and a marketing push, against what its daily settlements can comfortably support. Your offer shows the full repayment amount and schedule before you accept. No tax returns are required, and funding can arrive in as little as 24 hours for qualified businesses.
When repayment follows card sales, a slow week means smaller payments and a strong week means larger ones. Many card-heavy owners like that because it moves with the business. The tradeoff is that during a busy stretch, more of each day's sales goes toward repayment, so cash on hand may not grow as fast as revenue does. A fixed schedule is the opposite: easier to forecast, but the same payment arrives whether the week was good or bad. Neither is better for everyone. Look at how much your card volume swings across the year, then pick the structure that fits. Every offer from us lays out the full repayment amount so you can compare.
Consistent card deposits give funders clear revenue data, which helps. They still weigh existing obligations, chargebacks, and credit.
We do not describe a processor switch as a requirement. Ask about the specifics of any offer before you accept it.
A merchant cash advance is repaid from a portion of future sales. Working capital typically follows a set repayment schedule.
Funders weigh chargeback and refund activity alongside overall deposit history.
About three months of business bank statements. No tax returns required.
Example uses for illustration only.
Card-heavy businesses can strengthen their file with a few habits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding