Fund wire, panels and payroll between progress payments, or one big upgrade. Compare both. From $25,000 with a 5-minute application.
Compare NowElectrical Contractor Funding
Service churn and big commercial jobs create different cash gaps. Here is which funding tool tends to fit each one.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and roughly three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft credit pull starts things off without affecting your score.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer, so you can line it up with job billing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Electrical work ties up cash in materials. Wire, conduit, switchgear and panels have to be bought before rough-in, and supply prices can move between bid and purchase. On commercial jobs you may wait on progress payments while your electricians still get paid every week. That is when owners start comparing a line of credit with a merchant cash advance.
A line of credit is a limit you draw from as jobs need it and refill as customers pay. For a shop running service calls alongside a few larger projects, it covers the constant churn:
See business line of credit for electrical contractors.
An advance hands you a lump sum up front, repaid from future receivables. It fits a single, well-defined need: upfitting two new service vans, buying a bucket truck, or staffing a large tenant improvement job. You get the full amount at once. Learn more at merchant cash advance for electrical contractors, and check big contract funding for electrical contractors if one job is driving the need.
Service-heavy shops with daily card and check deposits often find a line of credit handy for the small, frequent costs. Shops that lean commercial, with fewer but bigger payments, may prefer an advance for a specific job. Plenty of contractors do both kinds of work, so look at where your cash pinch actually comes from. Every offer shows the full repayment amount and schedule before you accept.
We fund $25,000 to $5,000,000 for established electrical contractors with steady deposits. Apply in about 5 minutes. We begin with a soft credit pull, review about three months of business bank statements, and do not need tax returns. FICO 500+ is considered and sole proprietors can apply. Funding can arrive in as little as 24 hours for qualified businesses. Apply now.
Yes. Material purchases are one of the most common uses for both a line of credit and an advance.
A single vehicle purchase is often better matched to an advance or equipment financing than to a revolving line.
Funders look at deposit patterns over a few months. Lumpy revenue is common for contractors and shapes the offer rather than ruling you out.
No. Sole proprietors can apply.
We start with a soft credit pull, which does not affect your score.
Example uses for illustration only.
These habits help any funder read your shop's cash flow quickly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
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