Restock, rehire, and fire up the line again. $25,000 to $5,000,000 for established restaurants, based on deposits. FICO 500+ considered.
Plan My ReopeningRestaurant Reopening Funding
Inventory, staff training, equipment service, and a reopening push all hit before the first ticket prints. A 5-minute application can cover the gap.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Deposits, history, and your reopening plan are weighed too.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out up front so you can plan it against early weeks.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Whether the doors closed for a kitchen fire, a remodel, a slow season, or a health department fix, reopening a restaurant means paying for everything at once. Food and liquor inventory, staff who need a week of training, equipment that sat idle and now needs service, fresh menus, and a marketing push to tell regulars you are back.
We fund established restaurants with a deposit history from $25,000 to $5,000,000. The 5-minute application starts with a soft credit pull.
A closure shows up in the bank statements, and funders read it in context. They weigh:
Be upfront about why you closed and when you plan to reopen. A clear timeline and reason make a file easier to evaluate. A recent closure is weighed carefully, so expect questions.
Card-heavy restaurants sometimes look at a merchant cash advance for restaurants, where repayment follows sales.
For illustration: a 60-seat bistro might budget two weeks of opening inventory, ten days of staff training, a walk-in repair, and four weeks of operating cushion while traffic rebuilds. Your offer shows the full repayment amount and schedule before you accept, so you can see how it fits early weeks when sales are still ramping.
The first month after reopening often decides whether a restaurant regains its rhythm. Owners who reach out to their regulars directly, through email lists, social posts, and signage in the window weeks before opening, usually see traffic return faster than those who simply open the door. A soft opening for friends and neighbors lets the kitchen work out timing problems before the full crowd arrives. Keep the menu tight at first so inventory turns quickly and waste stays low. Funding gives you room to do these things properly instead of cutting corners, and a repayment schedule you have read in advance keeps the early weeks from becoming a scramble.
Yes. Funders read a closure in context and weigh your deposit history, the reason for the closure, and your reopening plan.
Inventory, rehiring and training payroll, equipment repair or replacement, signage, and marketing are common uses.
No. About three months of business bank statements is the core document.
Decisions move fast, with funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Credit is weighed alongside deposits and existing obligations.
Example uses for illustration only.
Restaurants can present a reopening request more clearly with these steps.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding