Fuel loads, store restocks and the occasional dead pump. Compare a revolving line with a lump-sum advance built for high-volume, thin-margin stations.
See What FitsGas Station Funding
Monthly costs like fuel and inventory often fit a line. One-time projects like pump upgrades often fit an advance. We will show you what your deposits support.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Steady station deposits count heavily.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Repayment is laid out in your offer up front, so you can plan it next to fuel bills.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A gas station can show heavy daily deposits and still feel tight. Fuel deliveries are large and frequent, the convenience store needs constant restocking, and a broken dispenser or tank sensor can shut down revenue until it is fixed. When owners look at a line of credit versus a merchant cash advance, the real question is which one handles that rhythm with less strain.
A line fits the steady, repeating costs. Draw to cover a fuel load when supplier timing and card settlements do not line up, then pay it back as sales come in. Use it again for a beverage and snack restock before a holiday weekend. You carry a balance only on what you pull.
Read about a business line of credit for gas stations.
An advance gives you one lump sum, repaid from a share of your future deposits. Since stations run almost entirely on card and cash sales, repayment follows your traffic. It is often used for a single project with a known cost:
More on our merchant cash advance for gas stations. For larger hardware purchases, equipment financing is another route.
Ask whether the cost will come back next month. Fuel, lottery settlements, and inside-store inventory come back every month, which usually points to a line. A pump replacement or store remodel is a one-time project, which often points to an advance. Some owners use both: a line for operating swings and an advance for a specific upgrade, as long as total obligations fit the deposits.
Every offer shows the full repayment amount and the schedule before you accept.
About three months of business bank statements tell us how your deposits move and what you already owe. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply. The 5-minute application starts with a soft credit pull. Begin your application.
Yes. Covering fuel loads when supplier terms and card settlements do not line up is a common use, and a line of credit is often a natural fit for it.
Deposits matter a lot, but so do the obligations you already carry. Funders look at what is left after fuel costs and existing payments, not only the top line.
It is possible if your deposits support both. We look at your total obligations before making any offer.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Branded and independent stations can both apply. We look at the business's own bank statements and deposit history.
Example uses for illustration only.
These steps help a station show a clean financial picture.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding