Finance treatment tables, pedicure chairs, saunas, and skin devices with a 5-minute application, a soft pull to start, and about three months of bank statements.
See My OptionsSpa Equipment Financing
New stations and devices pay off through bookings. We help spread the cost so cash stays available for payroll, product, and rent.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and three months of bank statements. No tax returns required.
FICO 500 and up is considered. Consistent deposits from services and retail carry real weight.
The full repayment amount is in your offer before you accept, with no surprise costs after you sign.
Your offer lays out the repayment schedule up front so you can match it to your booking calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A day spa sells an experience, but the experience sits on hardware. Hydraulic treatment tables, pedicure thrones with plumbing, steam rooms, infrared saunas, hydrotherapy tubs, facial steamers, laundry machines that run all day, and in medspa settings, laser and body-contouring devices. When one of these is old, slow, or missing, it shows up directly in the appointment book.
Equipment financing lets you spread the cost of that hardware instead of draining the operating account in one shot.
We focus on how the spa is doing today. The application takes about five minutes and starts with a soft credit pull. We ask for about three months of business bank statements and no tax returns. FICO scores of 500 and up are considered, and sole proprietors can apply. Steady deposits from services, retail product sales, and gift cards all help tell the story.
Before you apply, put the quote next to your bookings. A new device earns its keep only if you can fill it. Ask the vendor about install time, training, and any plumbing or electrical work, since those costs often land on top of the sticker price. If the bigger project is a full buildout, our spa expansion funding page covers that angle. If a machine broke and you need it back fast, see spa equipment repair funding.
Equipment financing fits a specific purchase. If you expect a string of smaller costs over the year, a business line of credit for spas may fit better. Either way, your offer shows the full repayment amount and the schedule before you accept.
Treatment tables, pedicure chairs, saunas, steam and hydrotherapy units, facial and skin devices, laundry machines, and similar equipment the business uses to serve clients.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your monthly deposits and any obligations already coming out of your account.
No. We ask for about three months of business bank statements and a 5-minute application.
We start with a soft credit pull, so checking your options does not begin with a hard inquiry.
Qualified businesses can be funded in as little as 24 hours once the offer is accepted and paperwork is complete.
Example uses for illustration only.
A little prep helps a spa equipment request move faster.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding