Add tractors, trailers, box trucks, or shop equipment while your cash stays free for fuel and drivers. For regional and local carriers.
Finance EquipmentEquipment Financing
New equipment should earn its keep from day one. Financing lets your carrier put it to work without emptying the operating account.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application, three months of statements, and your vendor quote. Qualified carriers funded in as little as 24 hours.
FICO 500+ considered. Strong, steady freight deposits count for a lot.
Your offer shows the total repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer so you can match it to the revenue the new unit brings in.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Buying a truck or trailer outright can wipe out the cash a carrier needs for fuel and payroll. Equipment financing spreads the cost so the new equipment can start earning while your operating cash stays put. We finance equipment for established regional and local carriers with steady deposits.
| Equipment | Why carriers add it |
|---|---|
| Day cab tractors | More capacity for local and regional routes |
| Dry van or reefer trailers | Take on new shippers or seasonal freight |
| Flatbeds and step decks | Expand into construction and materials hauling |
| Box trucks | Final-mile and local delivery work |
| Shop equipment and lifts | Bring routine maintenance in-house |
The amount depends mainly on your deposits and the obligations you already carry. A vendor quote helps us understand the purchase. For illustration, a local carrier adding two reefer trailers for a new grocery account would share the quote and the last three months of statements, and we would review whether the deposit pattern supports it.
FICO scores of 500 and up are considered. No tax returns are required, and the first check is a soft pull. Sole proprietors can apply.
A trailer bought for a seasonal produce contract earns differently than a day cab running year-round local routes. Think about when the new equipment will start producing revenue and how steady that revenue will be. Sharing that context with us helps us shape an offer whose repayment schedule makes sense for your operation.
Not every equipment need is a purchase. If an existing truck needs a major rebuild, our trucking equipment repair funding page may be more relevant. If the new equipment is part of a broader growth plan, see trucking expansion funding and our working capital for trucking page.
Fill out the 5-minute application, send your statements and the equipment quote, and we will review. If you qualify, your offer shows the full repayment amount and the repayment schedule before you accept. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
Tell us what you are buying and share the quote. We review each request based on your deposits and the equipment involved.
Our trucking programs are built for regional and local carriers. Describe your routes when you apply.
About three months of business bank statements, the short application, and ideally a vendor quote. No tax returns.
Yes. Your offer lists the total repayment amount and schedule before you accept, with no surprise costs after signing.
We consider FICO 500 and up. Your deposit history carries significant weight in the review.
Example uses for illustration only.
Have these ready to speed up an equipment request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding