Add treatment rooms, launch new services or open a second location. $25,000 to $5,000,000, funding in as little as 24 hours for qualified businesses.
Grow My SpaSpa Expansion Funding
When your book is full weeks out, the next step is more capacity. We fund spa build-outs, equipment and hiring based on your bank deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application with around three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered. Your deposit history from a busy spa speaks loudly.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
The payment schedule is laid out in your offer, so you can plan it against the new rooms' ramp-up.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
If your therapists are booked weeks out and the waitlist keeps growing, the spa has outgrown its space. Expansion can mean adding two treatment rooms, building a couples suite, bringing in a new service like body treatments or a relaxation lounge, or opening a second location across town. Each step costs money long before the new rooms pay for themselves.
Merchant Fund Express provides expansion funding for spas from $25,000 to $5,000,000, sized from your bank deposits rather than a business plan binder.
Walls, plumbing for wet rooms, soundproofing, lighting and finishes. Contractors usually want deposits up front.
Treatment tables, steam showers, pedicure stations, retail fixtures. For big-ticket pieces, equipment financing for spas is worth a look.
Recruiting and training therapists before the new rooms open, so they are ready on day one.
Letting your existing clients and the surrounding neighborhood know you have more availability.
A single build-out with a clear budget often fits a lump sum of working capital. If the expansion happens in phases, a line of credit lets you draw as each phase starts. Spas with strong card volume may prefer revenue-based financing, where remittances move with sales.
About 5 minutes, roughly three months of business bank statements and a soft credit pull to start. No tax returns. FICO 500+ is considered and sole proprietors can apply. We weigh how steady your deposits are against what you already owe. Your offer shows the total repayment amount and the payment schedule before you accept, so you can check it against your projected ramp-up for the new rooms. Funding can arrive in as little as 24 hours for qualified businesses. Apply today.
Yes. Funds can go toward a lease deposit, build-out, equipment, hiring and opening costs for a new location.
No. We base the offer mainly on your current deposits and existing obligations. A short description of the project helps us understand the request.
Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and what you already owe.
Often, yes. Phasing lets new rooms start earning before you commit to the next step, and a line of credit can match that approach.
We begin with a soft credit pull. FICO 500+ is considered.
Yes. Sole proprietors can apply. We review the deposits running through your business account and your current obligations, then size the offer for the expansion from there.
Example uses for illustration only.
Before you apply for expansion funding, line up these basics.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding