Get steam rooms, saunas, pedicure chairs and HVAC back in service before you lose more bookings. Funding in as little as 24 hours for qualified businesses.
Fund My RepairSpa Equipment Repair
Every day a treatment room is down costs you appointments and goodwill. We fund spa repairs from your bank statements, with no tax returns required.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered, with real weight on steady spa deposits.
The total repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so there's no guessing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Spa equipment works hard. Hydrotherapy tubs, steam generators, saunas, pedicure chairs with plumbing, hot towel cabinets, laundry machines that run all day and the HVAC that keeps treatment rooms comfortable. When one of them fails, you lose bookings, refund packages and sometimes lose the client for good.
Merchant Fund Express provides equipment repair funding for spas so you can get the technician scheduled and the parts ordered without waiting for next month's revenue.
| Equipment | Why it can't wait |
|---|---|
| Steam room or sauna | Packages and memberships depend on it |
| Pedicure chair plumbing | Sanitation and inspection concerns |
| HVAC and water heaters | Rooms must stay warm and quiet |
| Commercial laundry | Clean linens for every client |
| Hydrotherapy or float tubs | High-ticket services stop entirely |
Sometimes the honest answer is that the old unit is not worth fixing. If you decide to replace instead of repair, equipment financing for spas is built for purchasing new equipment. For repairs, parts and labor, along with the lost revenue while a room is down, a lump sum of working capital is often simpler. Get a written quote from your technician first so you know the number you need.
The application takes about 5 minutes. We ask for roughly three months of business bank statements, start with a soft credit pull, and do not require tax returns. FICO 500+ is considered and sole proprietors can apply. Your offer shows the full repayment amount and the schedule before you accept, and funding can arrive in as little as 24 hours for qualified businesses.
For illustration, a spa replacing a steam generator and repairing two pedicure chairs might request enough to cover parts, labor and a week of reduced bookings. Apply now.
Yes. Many owners include a cushion for the days or weeks a service is unavailable, along with parts and labor.
It is not required, but having one helps you request the right amount and avoid borrowing more than you need.
For buying new equipment, equipment financing is often a good fit. For repairs and parts, working capital is usually simpler.
FICO 500+ is considered. Your deposit history and current obligations carry significant weight.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Yes. Bundle the steam room, chairs and HVAC into one request if that is what the spa needs. Your offer will show the total repayment before you accept.
Example uses for illustration only.
These steps help you request the right amount for a repair.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding