Merchant Fund Express
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Equipment Financing for Staffing Agencies

Finance computers, kiosks, PPE inventory, and worker vans without pulling cash away from payroll. Soft pull to start, three months of statements, no tax returns.

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Staffing Equipment Financing

Equip new branches and recruiting floors

Your workers need tools and your recruiters need tech. Spread the cost so weekly payroll always comes first.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why staffing firms finance equipment with us

Five-minute application

Three months of statements, no tax returns, and funding in as little as 24 hours for qualified agencies.

FICO 500+ considered

Credit matters, but steady client deposits weigh heavily in the review.

Full cost up front

The total repayment amount is in your offer before you accept. No surprise costs after you sign.

Predictable repayment

Your repayment schedule is set out in the offer so you can line it up with payroll.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Staffing agencies run on more equipment than people think

Staffing looks like a people business, and it is, but the people need tools. Recruiters need laptops, dual monitors, and headsets. Branch offices need check-in kiosks, badge printers, and testing stations. Light industrial agencies often supply hard hats, vests, steel-toe boots, and sometimes the van that shuttles workers to a job site. When these costs pile up, equipment financing lets you spread them out.

What staffing firms typically finance

An example, for illustration

For illustration: an agency opening a second branch near an industrial park might need eight workstations, a check-in kiosk, a forklift certification simulator, and a 15-passenger van. Bought outright, those costs land in the same month the branch starts carrying rent and recruiter salaries. Financing the equipment keeps cash free for payroll during the ramp-up. If the branch is the bigger story, see staffing agency expansion funding.

What we review

The application takes about five minutes and starts with a soft credit pull. Send about three months of business bank statements. Tax returns are not required. FICO 500 and up is considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.

Get the quote right first

Ask vendors for an itemized quote that includes delivery, setup, and licensing for any software bundled with hardware. For vans, include upfitting like seating or racks. A complete quote keeps the request accurate and avoids a second round of financing later. If a key piece of equipment broke rather than needing an upgrade, our equipment repair funding page may fit better.

Keep payroll in mind

Equipment should never squeeze payroll, which is the one bill a staffing agency cannot miss. Check how the repayment schedule in your offer lines up with your weekly pay runs and client payment cycle. If you expect ongoing smaller needs, compare a business line of credit for staffing agencies.

Frequently Asked Questions

What equipment can a staffing agency finance?

Computers, phone systems, kiosks, timekeeping hardware, safety gear inventory, office furniture, and passenger vans used to transport workers.

How much can I get?

From $25,000 to $5,000,000, based mainly on deposits and existing obligations.

Do you need tax returns?

No. About three months of business bank statements and a 5-minute application.

Does applying hurt my credit?

We start with a soft credit pull, so checking options does not begin with a hard inquiry.

Will I know the total repayment?

Yes. The full repayment amount and schedule are in your offer before you accept.

Recruiter laptops $28,000.00
Worker shuttle van $58,000.00
PPE inventory $25,000.00
Branch kiosks $34,000.00

Example uses for illustration only.

How to improve your chances

Some prep makes an agency equipment request cleaner.

  • Get an itemized quote including setup and delivery
  • Keep client payments in one business account
  • Have three months of statements ready to upload
  • List current monthly obligations before applying

Staffing equipment financing: us vs a bank

Merchant Fund Express
Traditional bank loans
Documents
About 3 months of statements
Returns and financial statements
Credit
FICO 500+ considered
Higher scores expected
Application
About 5 minutes
Long forms
Speed
As little as 24 hours if qualified
Often weeks
Repayment
Schedule shown in offer
Varies by bank

Equip your agency for its next stage

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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