Get the machine, vehicle, or tool your Alabama business needs and repay on a clear schedule. Five-minute application, no tax returns.
Finance EquipmentAlabama Equipment Financing
From fabrication shops to kitchens to site crews, the right equipment takes on more work. Financing keeps cash free for payroll and materials.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Three months of statements and a 5-minute application. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Steady deposits count for a lot.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is in your offer from the start.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Equipment financing lets you put a machine, vehicle, or tool to work now and pay for it on a schedule instead of draining cash reserves. For many Alabama operators, the equipment is the business: a CNC machine at a supplier near an auto plant, a skid steer for a site prep crew, a commercial range in a Birmingham kitchen, or a box truck making local deliveries around Mobile.
New and used equipment can both be requested. Tell us the seller and item details when you apply.
Ask this before anything else. For illustration: a small fabrication shop that rents a press brake a few times a month might add up those rental bills and the jobs it turns away for lack of capacity. If owning the press covers its repayment with room to spare, financing makes sense. If it only works in your best month, wait or buy smaller. Your offer shows the full repayment amount and schedule up front, so you can run this test with real numbers.
We start with a soft credit pull and consider FICO 500+. Sole proprietors can apply. Funding can arrive in as little as 24 hours for qualified businesses.
Before you request funding, ask the dealer what the warranty covers, whether delivery and setup are included, and what routine service costs after the warranty ends. For vehicles, check title and registration details. For kitchen or medical equipment, confirm installation requirements such as gas lines, venting, or electrical work, since those can add to the real cost of getting the unit running.
If you need cash for operations alongside the purchase, compare working capital in Alabama. Need a fast repair rather than a new machine? Our fast funding in Alabama page explains what quick timing realistically looks like.
Yes. Used equipment can be requested. Include the seller and item details in your application.
Funding ranges from $25,000 to $5,000,000, based mainly on deposits and existing obligations.
Box trucks and work vans for regional and local use can be requested. We do not offer funding for long-haul trucking operations.
A short application and about three months of business bank statements. Tax returns are not required.
FICO 500+ is considered, and your deposit history weighs heavily in the review.
Example uses for illustration only.
Prepare these and your equipment request will move more smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding