Upgrade the paint station, add a key machine or grow the rental fleet. A 5-minute application and about three months of bank statements.
Price My EquipmentEquipment Financing
Paint matching, key cutting and rental gear bring people through your door. Financing spreads the cost so cash stays free for inventory.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and a 5-minute application. Funding in as little as 24 hours for qualified stores.
FICO 500+ considered. A soft pull starts the review, and deposits carry weight.
The total repayment amount is shown in your offer before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer, so you can plan around slower months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Customers think of a hardware store as aisles of tools and parts, but owners know how much depends on equipment. The paint-mixing and color-matching station. The key duplicator. Glass and screen cutting tools. A forklift for the lumber yard. A POS system that tracks thousands of SKUs. When any of these breaks or falls behind, sales walk out the door to the big-box store down the road.
Equipment financing spreads the cost of new or upgraded gear so you don't have to drain the account you use for inventory and payroll.
Older equipment also costs time. A slow paint shaker or a key machine that miscuts blanks means longer lines and returns, and customers notice.
Need to fix what you have rather than replace it? See hardware store equipment repair funding.
Many hardware stores run a rental counter. A new aerator or floor sander can earn rental income for years. For illustration: a store adds four new pressure washers and a stump grinder ahead of spring. The owner reviews the offer showing the full repayment amount and schedule, estimates rental demand, and decides whether the numbers make sense. We can't predict your rental income, so be conservative.
A 5-minute application, a soft credit pull and about three months of business bank statements. No tax returns are required. FICO 500+ is considered, and sole proprietors can apply. The amount depends mainly on your deposits and existing obligations, and our range runs from $25,000 to $5,000,000.
Equipment financing is tied to a purchase. For general expenses, look at working capital for hardware stores. For flexible draws, a business line of credit may fit. Expanding into a bigger space? Read about hardware store expansion funding.
Every offer shows the full repayment amount and the payment schedule before you accept. Start your application.
Tell us what you plan to buy in your application. We review each request based on your deposits and the purchase.
A quote helps us understand the amount you need, so have it ready if you can.
No. About three months of business bank statements is enough to start.
Funding can arrive in as little as 24 hours for qualified businesses.
No. FICO 500+ is considered, and your deposit history carries real weight in the review.
Yes, you can list more than one item in your application. We look at the total amount against your deposits and existing obligations, and your offer shows the full repayment amount and schedule before you accept.
Example uses for illustration only.
Prepare these before you apply for equipment financing.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding