Merchant Fund Express
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Equipment Repair Funding for Flooring Contractors

Get sanders, grinders, scrapers and work vans back on the job without pulling from payroll. Funding in as little as 24 hours for qualified businesses.

Get Repair Funding

Flooring Equipment Repair

Keep crews installing while the shop fixes your gear

Broken equipment costs flooring crews billable days. We size repair funding from your recent deposits so you can approve the work order and keep jobs moving.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why flooring owners use us for repairs

Fast, light paperwork

A 5-minute application and about three months of bank statements. No tax returns required.

Credit flexibility

FICO 500+ considered. We start with a soft credit pull and focus on how your business deposits look.

Clear costs up front

Your offer shows the full repayment amount before you accept, so there are no surprise costs after you sign.

Predictable repayment

The payment schedule is laid out in your offer up front, so you can plan it around job payments.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When a broken machine stalls every job on the board

A flooring crew is only as productive as its tools. When a drum sander throws a belt drive, a ride-on scraper quits mid-demo, or the box truck that hauls rolls of carpet needs a transmission, the schedule backs up fast. Every day the gear sits in a shop is a day your installers are either idle or working slower with borrowed equipment.

We built our equipment repair funding for established flooring businesses that need to get machines back in service without draining the account that covers payroll and material deposits.

What flooring owners typically repair with this funding

If repair costs are close to replacement cost, our equipment financing for flooring page covers buying new or used gear instead.

How the process works

  1. Fill out the 5-minute application. We start with a soft credit pull.
  2. Send about three months of business bank statements. No tax returns required.
  3. Review an offer that shows the full repayment amount and the payment schedule before you accept.
  4. Funds can arrive in as little as 24 hours for qualified businesses.

Repair shops often want a deposit before they order parts, so moving quickly on the paperwork matters.

Choosing the right structure for a repair

A single large repair often fits working capital or a merchant cash advance. If breakdowns tend to come in waves across a fleet of aging machines, a business line of credit lets you draw when something fails instead of guessing the total up front. We will walk through which option fits your deposits and the repair quote you have in hand.

Who this is built for

Flooring contractors, installers and refinishers with steady deposits running through a business bank account. FICO scores of 500 and up are considered, and sole proprietors can apply. We look mainly at your recent deposit history and existing obligations to size an offer.

Frequently Asked Questions

Can I use the funds for parts and labor at an outside repair shop?

Yes. Owners use repair funding to pay outside mechanics, buy parts, rent a replacement machine while theirs is down, or cover all three.

Do I need a quote from the repair shop before applying?

It helps you request the right amount, but it is not required to start. Many owners apply while the shop is still diagnosing the problem.

How much can a flooring company get for repairs?

Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your monthly deposits and any existing obligations.

Will applying hurt my credit?

We start with a soft credit pull, which does not affect your score.

How fast can the money arrive?

Funding can arrive in as little as 24 hours for qualified businesses once your statements are reviewed and you accept an offer.

Sander rebuild $28,000.00
Grinder repair $35,000.00
Box truck repair $42,000.00
Rental gear $30,000.00

Example uses for illustration only.

How to improve your chances

A few steps can make a repair funding request move more smoothly.

  • Get a written repair estimate from the shop
  • Keep job deposits in one business account
  • Note any existing advances on the application
  • Have three months of statements ready to send

Repair funding: us vs. a typical bank

Merchant Fund Express
Traditional bank loans
Application
5 minutes online
Long forms and meetings
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Higher scores usually expected
Speed
As little as 24 hours if qualified
Often weeks
Credit check to start
Soft pull
Hard pull common

Get your flooring equipment back in service

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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