Buy material, add crews and mobilize for large commercial or builder jobs while you wait on draws and net terms. Funding in as little as 24 hours for qualified businesses.
Fund the ContractBig Contract Funding
Large flooring contracts front-load your costs and back-load the payments. We help established flooring companies cover the start of the job based on current deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes and send around three months of bank statements. No tax returns required.
FICO 500+ considered, starting with a soft credit pull.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The payment schedule is in the offer up front, so you can line it up against the GC's draw calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Winning a large flooring contract is good news with a catch. A multifamily building, a school renovation, a hotel refresh or a builder's next phase of homes can mean more square footage than your shop normally runs in a quarter. The general contractor may pay on a draw schedule, hold retainage until closeout, or pay net terms well after your crews finish each floor. Meanwhile you are buying material, adding labor and paying for equipment now.
Funding for a big contract bridges that stretch so you can staff the job properly without starving your other customers.
For illustration only: a commercial flooring sub signs a contract to install flooring across several floors of an apartment building. Material for the first two floors must be on site before work starts, and the GC pays on a monthly draw after inspection. The sub uses working capital to buy material and cover the added crew, then repays on the schedule in the offer as draws come in. Your own amount would depend on your deposits and existing obligations.
A lump sum works when you know the total upfront cost. A business line of credit fits contracts with phased material deliveries, since you draw for each phase. A merchant cash advance is another option some contractors use when they want repayment linked to incoming deposits. We explain how each works in plain terms before you choose.
Start with the 5-minute application, which uses a soft credit pull. Then send about three months of business bank statements. No tax returns required, and FICO scores of 500 and up are considered. Having the contract or a purchase order handy helps the conversation, though the offer is based mainly on your deposits and obligations. Funding can arrive in as little as 24 hours for qualified businesses.
It is useful context, but offers are based mainly on your bank deposits and existing obligations rather than the contract value.
Yes. Owners commonly split contract funding between material, added crews, equipment and mobilization costs.
Plan for it. Make sure the repayment schedule in your offer fits the cash you will actually receive before retainage is released.
Funding ranges from $25,000 to $5,000,000, sized mainly from your deposits and current obligations.
No. Residential installers taking on large builder or multi-unit work can apply too, as long as the business has steady deposits.
Example uses for illustration only.
Prepare these items to make big contract funding easier to size.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding