An advance based on your store's daily sales. Three months of bank statements, a 5-minute application, and funding in as little as 24 hours for qualified stores.
Get My OfferConvenience Store MCA
We look at the daily flow of card sales into your account, then show the full repayment amount before you decide.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Recent bank statements and a 5-minute application. No tax returns. Funding in as little as 24 hours for qualified stores.
FICO 500+ considered. A soft pull to start, with the focus on your daily deposits.
Your offer lists the full repayment amount before you accept, and no surprise costs come after you sign.
The repayment schedule is set out in the offer, so you can plan it around your sales rhythm.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A convenience store runs on hundreds of small transactions a day. Coffee at six, snacks at noon, drinks and lottery after work. That steady flow of card sales is exactly what a merchant cash advance is built on. Instead of selling a lender on your balance sheet, you get an advance against future sales, repaid as those sales come in.
For store owners, it is a practical way to fund the things that keep shelves full and coolers cold without a month of bank paperwork.
We ask for about three months of business bank statements and a 5-minute application. We start with a soft credit pull and consider FICO 500+. What matters most is the consistency of your deposits and your existing obligations. Tax returns are not required, and sole proprietors can apply.
Advances range from $25,000 to $5,000,000, and funding can arrive in as little as 24 hours for qualified businesses.
Convenience store sales follow their own rhythm. Weekends and summer months are often busier, while bad weather or road work out front can slow traffic for weeks. When we review your statements, we look at the pattern across about three months rather than judging one slow week. For illustration, a store planning a cooler upgrade before summer might show steady daily batches, a dip during a rainy stretch, and a recovery after. That full picture is what matters in the review, alongside what you already owe.
An advance makes the most sense when the money has a clear job and your sales are steady enough to support repayment. If you need ongoing access to smaller amounts, compare a business line of credit for convenience stores; our line of credit vs. merchant cash advance page lays out the differences. Every offer shows the full repayment amount before you accept. Start your application when ready.
You receive an advance against future sales and repay it as sales come in. Your offer spells out the full repayment amount and schedule before you accept.
We look at what lands in your business bank account. Share your statements and we will review the full deposit picture.
About three months of business bank statements and a 5-minute application. No tax returns.
Funding can arrive in as little as 24 hours for qualified businesses.
FICO 500+ is considered, and we start with a soft credit pull.
Yes. Stores with fuel, lottery, food service or other add-ons apply regularly. We review the deposits that land in your business account and your existing obligations together.
Example uses for illustration only.
Before you apply, a few habits can make your store's file stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding