Cash for inventory, payroll and repairs, reviewed from your bank deposits. A 5-minute application, no tax returns, FICO 500+ considered.
Check My OptionsConvenience Store Working Capital
Bulk buys, wage gaps, surprise fixes. We review your recent deposits and show the full cost before you accept anything.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes plus three months of statements. No tax returns. Funding in as little as 24 hours for qualified stores.
FICO 500+ considered. We start with a soft pull and focus on how your store's deposits look.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer, so you can plan around slow and busy weeks.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Convenience stores live on volume. Margins on any single item are small, and the money sits on shelves until it sells. When a vendor raises prices, a big holiday weekend needs extra stock, or a tax bill lands in a slow month, the cash cushion can disappear quickly. Working capital is a lump sum that gives you room to handle those moments without starving the rest of the store.
Working capital is flexible by design. Owners commonly use it to:
We built the process for owners who are behind the counter, not behind a desk. The application takes about five minutes, and we ask for about three months of business bank statements. No tax returns are required. We start with a soft credit pull, consider FICO 500+, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and funding can land in as little as 24 hours for qualified businesses.
Whether you run one corner store or a handful of locations, the review looks the same: deposits, account health and existing obligations. Owners with more than one store often keep separate accounts per location, which is fine; just share the statements for the accounts that carry the business. Sole proprietors and family-run stores can apply, and the process is designed to fit around shifts behind the counter.
The amount we can offer depends mostly on your deposits and what you already owe. A good rule is to ask for what the need actually costs. For illustration, a store planning a holiday restock might price the order, add a cushion for the week the product sits on shelves, and request that amount rather than a round number. Your offer shows the full repayment amount and schedule before you accept. If you would rather draw smaller amounts as needed, look at a line of credit instead.
Inventory, payroll, repairs, upgrades, signage and other everyday operating costs are all common uses.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
No. About three months of business bank statements and a short application are enough to start.
We start with a soft credit pull, so it does not affect your score like a hard inquiry.
Yes. Sole proprietors can apply.
Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses once the review is complete and you accept your offer.
Example uses for illustration only.
These steps can help your store's working capital request go smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding