Glossary
An advance that sits behind an existing first-position advance.
✓ Checking what you qualify for does not affect your credit score.
An advance that sits behind an existing first-position advance.
The second funder agrees to be repaid after the first. It is reviewed on how the first is performing and how much room revenue has left.
It can bridge a gap but raises the combined burden.
A business with a $350 daily payment adding a second at $300 now pays $650 a day.
Second-position funding is available subject to the first agreement and file strength.
A second-position request is read starting with the first advance: balance, payment history and any consent requirement. The reviewer then tests the combined payment against monthly deposits, and a combined burden above what the month can carry is the usual reason for declining or resizing.
Second position is sometimes read as a last resort. In many files it is a deliberate bridge, and its quality depends on the first agreement.
It raises the combined burden, so sizing matters.
See the related guides and the comparison pages, or apply and ask.
No. It is educational information, and agreements vary.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
