Glossary
The cash that actually reaches your account after any fees.
✓ Checking what you qualify for does not affect your credit score.
The cash that actually reaches your account after any fees.
It equals the advance minus fees or deductions. The payback is typically based on the gross advance, so the cost is higher than it looks.
It is the real amount you can spend.
A $40,000 advance minus a $1,200 fee delivers $38,800, but the payback is $50,000 at 1.25.
Always ask for the net amount in writing.
The net funded amount is the line to compare across offers, because a larger headline with fees and payoffs deducted can deliver less cash than a smaller clean offer. The reviewer or owner who asks for it early avoids surprises on funding day.
The approved amount is not always what lands. Payoffs, fees and holdbacks come out first.
Approved $40,000, fee $1,000, existing payoff $9,000: net is $30,000. Putting the three numbers in one line before you accept avoids a surprise on funding day.
Not if fees or payoffs are deducted.
See the related guides and the comparison pages, or apply and ask.
No. It is educational information, and agreements vary.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
