City guide
What Port Moody's economy runs on, how that shows up in a funding file, and the steps to apply remotely.
✓ Checking what you qualify for does not affect your credit score.
Yes. Businesses in Port Moody, British Columbia can apply for a merchant cash advance, a business cash advance or revenue-based financing, and the application is reviewed on the same terms as anywhere else in Canada. The 2021 Census counted 33,535 people in the city of Port Moody, about flat since 2016.
Its largest private employers by sector are professional services, health care and retail, which shapes the kinds of files funders see from here.
All figures: Statistics Canada 2021 Census (income figures refer to 2020).
The census labour-force tables show which industries carry Port Moody. The biggest private sectors, against the provincial figures:
| Industry (NAICS) | Port Moody | BC |
|---|---|---|
| Professional, scientific and technical services | 13.5% | 9.2% |
| Health care and social assistance | 11.5% | 12.3% |
| Retail trade | 10.0% | 11.6% |
| Construction | 7.8% | 9.0% |
| Manufacturing | 5.2% | 5.9% |
| Accommodation and food services | 4.3% | 7.0% |
Compared with the province, Port Moody is unusually concentrated in professional services (13.5% of jobs versus 9.2% provincially). Local suppliers, trades and service firms often ride the same cycle. A second, smaller concentration is wholesale and distribution (3.9% of local workers).
Revenue follows invoices for engineering, design and IT work. Hiring ahead of contracts is the pressure point. Coastal winters around Port Moody are mild, so outdoor work slows less than inland.
A revenue-linked payment can follow a seasonal curve.
A IT managed-services firm in Port Moody billing about $88,000 a month takes $40,000 in revenue-based financing to hire ahead of a signed contract, with a 1.22 repayment multiple ($48,800 in total). At 5% of monthly revenue, payments start near $4,400 a month and finish in about 11 months if revenue holds; if revenue grows, it finishes sooner.
For illustration; terms differ by funder. Model it with the MCA calculator.
Start from how you get paid.
Related: Professional services, IT services, Medical clinics, Dental practices, Retail.
Grants rarely arrive when bills do; bridging a government payment explains how Port Moody firms cover the wait.
Merchant Fund Express has no office in Port Moody. Everything from application to funding happens remotely.
As a rough guide, Canadian files usually start around $20,000 a month in deposits. Most also want roughly 12 months of history and steady balances. Scores from 500 are reviewed, and 600 or higher brings better offers. Each funder sets its own lines. Bring a signed application and about four months of business bank statements. Start here, or phone (305) 384-8391.
Within reach of Port Moody: Coquitlam (3 km), Port Coquitlam (4 km), Burnaby (9 km), New Westminster (10 km), Pitt Meadows (12 km).
See the British Columbia guide for the full provincial list.
Current as of October 2026; industry shares use 25% sample data.
Yes. Owners in Port Moody apply online and are reviewed on the same criteria as the rest of British Columbia.
Statistics Canada reported 33,535 residents for 2021 (33,551 in 2016).
Professional services, health care and retail employ the most people; professional services stands out against British Columbia.
Pacific Economic Development Canada (PacifiCan). It funds projects; for working capital, private funding moves faster.
Everything is remote, so being in Port Moody is no obstacle.
Educational information only. It is not legal, tax or accounting advice.
Same-day decision. Applying takes a few minutes and will not affect your credit score.
