A reserve you can draw on when jobs, payroll or inventory need cash first. 5-minute application, soft pull to start.
Get My LimitLine of Credit, Jacksonville
From the port to the beaches, Jacksonville businesses face costs that land before payment does. A line gives you room to cover them without reapplying each time.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO scores from 500 are considered. Your deposits and obligations carry weight too.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
How and when you repay is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Some needs are predictable in kind but not in timing. A marine repair shop on the St. Johns River never knows exactly when a big job will need parts upfront. A staffing agency serving the hospitals downtown may have to fund payroll a week or two before a client pays. A business line of credit gives Jacksonville owners a set amount to draw against when these moments come, and the room renews as you repay according to your offer.
If your needs are one-time, working capital in Jacksonville may be a simpler fit.
We look at about three months of business bank statements to gauge the size and steadiness of your deposits, then factor in existing obligations like loans and advances. Credit is part of the picture, with FICO scores from 500 considered and a soft pull to start. No tax returns are required. Sole proprietors can apply.
Limits are based mainly on deposits and current obligations. Our products range from $25,000 to $5,000,000.
Ask yourself how often the need repeats. If you expect to draw several times a year in different amounts, a line keeps you from reapplying every time. If the need is one-time and well defined, such as a renovation or a large purchase order, a lump sum with a fixed schedule is often easier to track. Some Jacksonville owners use both: working capital for the project and a line for everything around it. Whichever you choose, the offer shows the full repayment amount and schedule before you accept.
A line is most useful when draws are repaid from the revenue they help create. Drawing to cover a permanent shortfall can stack costs over time. We lay out what a draw costs and how repayment works in your offer, so you can decide before you accept. The Florida line of credit page has more general detail.
Ready to see a limit? Start the 5-minute application.
Your offer spells out exactly how costs work for your line before you accept, so you know what applies to drawn and undrawn amounts.
Qualified businesses can be funded in as little as 24 hours after approval.
No single factor decides the file. FICO scores from 500 are considered alongside deposits and obligations.
About three months of business bank statements and a short application. No tax returns.
Limits reflect your deposits and existing obligations. As your account history grows, you can ask us to review it again.
Example uses for illustration only.
These steps can help support a larger line over time.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding