Draw capital as Florida's seasons and storms demand it. Lines from $25,000, 5-minute application, soft credit pull, and no tax returns.
Check My LineBusiness Line of Credit, Florida
Set up a line based on your bank statements, then draw when you need it. Your offer shows how repayment works before you accept anything.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application with roughly three months of statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500+ considered. We start with a soft pull and weigh your deposits heavily.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in the offer up front, so draws never come with guesswork.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Florida businesses rarely know exactly when they will need cash. A storm warning means buying generators and plywood. A big event in Orlando or Miami means more inventory and more staff. A slow August means covering rent before revenue picks up. A business line of credit lets you draw what you need when the need shows up, instead of guessing in advance.
We set a credit line based on your business deposits and existing obligations. You draw from it as needed and repay according to the schedule in your offer. Because it is revolving, the capacity can become available again as you repay.
Every offer lays out the full repayment terms and schedule before you accept, so there are no surprise costs after you sign.
Sole proprietors can apply. Lines are available for established businesses with steady deposits, and qualified businesses can be funded in as little as 24 hours.
A line is useful when needs repeat but vary in size. A property maintenance company in Tampa buying supplies week to week. A Fort Myers boutique stocking up for winter visitors. An HVAC contractor in Orlando covering parts during the summer rush, when demand peaks and supplier invoices pile up. City pages for Miami and Tampa go into more local detail.
If you know the exact amount and purpose, such as a single equipment purchase, a lump sum may be simpler. Our working capital in Florida page covers that. If you want something in reserve for whatever the year throws at you, a line usually fits better. Apply now and we will lay out what is available.
A line of credit is most useful when it is treated as a tool, not a second income. Draw for specific expenses that will pay themselves back, such as inventory you expect to sell through, materials for a job with a signed contract, or a repair that keeps the doors open. Avoid drawing simply to cover a shortfall that keeps repeating month after month, since that usually points to a pricing or cost problem that capital alone will not fix.
Florida owners who do well with a line tend to keep an eye on their slow months. Before summer or before a storm-season lull, look at what you expect to bring in and what is already scheduled to go out, then decide how much of the line you actually want to use. We lay out the repayment schedule in every offer so that math is easy to do.
Mainly by your deposits and existing obligations. We review about three months of business bank statements.
Many Florida owners like having a line available before storm season. Your offer explains how draws and repayment work.
No. FICO 500+ is considered, and we start with a soft credit pull.
No tax returns are required for the application.
Qualified businesses can be funded in as little as 24 hours.
Example uses for illustration only.
Owners who prepare these items tend to get a cleaner line review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding