Front the ingredients, labor and equipment a grocery or café contract demands. Five-minute application, soft pull, no tax returns.
Fund the OrderBakery Contract Funding
Big buyers often pay on net terms while you buy ingredients and staff up today. We help bakeries carry the ramp-up costs.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A five-minute application and recent statements. Qualified bakeries can be funded in as little as 24 hours.
FICO 500+ considered. Steady deposits carry a lot of weight.
Your offer lists the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is in your offer, so you can map it against the buyer's payment terms.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
It might be a regional grocer that wants your sourdough on its shelves, a café group ordering pastries for every location, a hotel brunch program, or a large wedding and event caterer. A contract like that can steady your revenue for a long time. It can also strain your cash right away, because you have to buy ingredients in volume, hire or schedule more bakers, and possibly add an oven or packaging equipment, all before the first payment arrives. Many wholesale buyers pay on net terms, so the wait can stretch.
That total is a reasonable starting point for how much funding to request. It also shows us that the request is tied to a real plan.
Look closely at delivery frequency, minimum quantities, packaging and labeling specs, food safety requirements, and penalties for short shipments. A contract that requires a new labeling setup or a dedicated delivery vehicle changes your cost picture. Knowing those details before you apply keeps you from coming up short halfway through the ramp-up.
Wholesale volume can crowd out the retail counter that built your name. Plan production so contract bakes happen in their own window, such as overnight shifts, and keep your morning case full for regulars. If the contract needs its own oven or mixer, funding that equipment keeps the two sides of the business from competing for the same deck.
We review about three months of business bank statements. A signed contract helps explain your need, but the amount we can offer depends mainly on your current deposits and existing obligations. Funding ranges from $25,000 to $5,000,000. FICO scores of 500 and up are considered, tax returns are not required, and we start with a soft credit pull.
Working capital for bakeries covers ingredients and labor during the ramp-up. Equipment financing handles a new oven, sheeter or packaging machine. A line of credit works well when orders and payments arrive on a rolling basis. The application takes about five minutes, and qualified businesses can be funded in as little as 24 hours. Apply now and tell us about the contract.
It is not required, but sharing it helps explain why you need the amount you are requesting.
Yes. Equipment financing is a common fit for ovens, mixers and packaging machines.
That is exactly the gap contract funding is meant to bridge. Plan for the buyer's payment terms when choosing an amount.
The application takes about five minutes, and qualified businesses can be funded in as little as 24 hours.
Offer size depends mainly on your deposits and existing obligations, not on the contract value alone.
Example uses for illustration only.
Preparation makes contract funding easier to secure and the ramp-up smoother.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding