Merchant Fund Express
(305) 384-8391Apply

Funding for a Big Contract for Your Barbershop

Cover barbers, gear and travel for event, corporate or production work before the client pays. Fast decisions, simple paperwork.

Fund My Contract

Barbershop Contracts

Say yes to the big job without draining the shop

Bridge the gap between doing the work and getting paid, with full repayment amount and schedule shown in your offer before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Contract capital that keeps up

Ready when the client is

5-minute application and about three months of statements. No tax returns.

Flexible on credit

FICO 500+ considered, with focus on your shop's cash flow.

No guessing on cost

The full repayment amount is in your offer before you accept. No surprise costs after you sign.

Schedule set from day one

Repayment is laid out in your offer up front, so you can price the contract right.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Yes, barbershops land big contracts

Not every big job walks in the door one client at a time. Barbershops take on corporate grooming days, wedding parties, film and TV shoots, sports team accounts, school picture-day packages and on-site services at events. These contracts can be a strong boost, but they often pay after the work is done, while you need to cover barbers, travel kits and supplies up front.

Funding for a big contract bridges that timing gap so you can say yes with confidence.

Upfront costs to plan for

For repeat contract work, a line of credit for barbershops can be drawn again as new jobs come in.

How funders look at it

We base decisions mainly on your current business: about three months of bank statements showing how money moves through the shop. A signed contract can help explain why you are requesting funding, but your existing deposits and obligations are what shape the amount. FICO 500+ is considered, no tax returns are needed, and we start with a soft credit pull. Sole proprietors can apply.

Protect your margin

Before you sign the contract, add up the true cost: labor, travel, supplies and the regular appointments you will miss. Then compare it to what the contract pays and when. Your funding offer shows the full repayment amount and schedule before you accept, so you can include that cost in your math and confirm the job still makes sense.

A deposit from the client, even a small one, lowers how much you need to fund and shows the client is committed. Many corporate and production clients expect to pay one.

Get the job started

Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Apply now so you are ready when the client says go.

Frequently Asked Questions

What kinds of contracts do barbershops use this for?

Corporate grooming days, event services, film and TV work, team accounts and school or community packages are common examples.

Do I need the contract signed before applying?

No. You can apply anytime. Having the contract in hand can help you size the request.

Is the amount based on the contract value?

The amount depends mainly on your shop's deposits and existing obligations, not the contract alone.

Can I use funding to hire temporary barbers?

Yes. Staffing for the contract is one of the most common uses.

What do I need to apply?

About three months of business bank statements and a 5-minute application. No tax returns.

What if the client pays later than expected?

Late payment is the main risk with contract work. Ask for payment dates in writing, consider a deposit up front, and keep your normal shop revenue flowing so repayment does not depend on one client. Your offer shows the schedule before you accept, so you can plan for a delay.

Event staffing $14,000.00
Portable stations $7,500.00
Travel and setup $3,500.00
Bulk supplies $5,500.00

Example uses for illustration only.

How to improve your chances

A little prep makes contract funding smoother and safer.

  • Price the contract with labor and travel fully included
  • Get payment dates in writing from the client
  • Keep regular shop deposits steady during the job
  • Track contract income separately for clear records

Contract funding: us vs. the bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Often too slow for the job
Documents
About 3 months of statements
Tax returns and contracts reviewed
Credit
FICO 500+ considered
Strong credit needed
Credit check to start
Soft pull
Hard inquiry common
Application
5 minutes
Lengthy process

Take the contract and keep the shop running

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall