Funding for Utah businesses with steady card sales and deposits. Apply in 5 minutes. FICO 500+ considered, no tax returns required.
Apply NowMerchant Cash Advance, Utah
Stock up, staff up or repair what broke. Advances from $25,000 to $5,000,000 based on your sales history, with the full repayment amount shown in your offer.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, no tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ considered. Steady sales count heavily in the review.
The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
Your offer explains exactly how and when payments are collected, so you can plan cash flow around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance provides a lump sum in exchange for a portion of your future sales. Instead of a fixed loan built around tax returns and collateral, repayment is tied to the revenue your business brings in. That structure tends to suit businesses with consistent card or deposit activity, the kind you see in restaurants, retail shops, salons, auto repair and service companies.
Your offer spells out the full repayment amount and how payments are collected before you accept anything.
Utah business cycles can swing with the seasons. Ski resorts in the Wasatch Mountains pull winter visitors, while the national parks in southern Utah draw crowds through spring, summer and fall. Shops, restaurants and lodging businesses in Park City, Moab and St. George often need cash ahead of their busy months to staff up and stock inventory. Along the Wasatch Front, from Ogden through Salt Lake City to Provo, growth keeps contractors and service businesses busy, and slow-paying invoices can still leave gaps.
An advance can bridge those gaps when the money is needed before the busy season pays off.
No tax returns are required, and we start with a soft credit pull. Sole proprietors can apply. Amounts range from $25,000 to $5,000,000 and depend mainly on deposits and current obligations.
If your revenue comes mostly from invoices rather than card swipes, working capital in Utah may be a better match. For recurring needs, a business line of credit lets you draw as needed. Buying a specific machine? Look at equipment financing in Utah.
The application takes about five minutes. Have your recent statements ready, apply online, and review your offer once it arrives. Qualified businesses can be funded in as little as 24 hours.
No. It is a purchase of a portion of future sales. Your offer explains the total repayment amount and how payments are collected.
Businesses with steady card or deposit activity, such as restaurants, retail, salons, auto shops and tourism-related businesses preparing for busy seasons.
Offers range from $25,000 to $5,000,000, based mainly on your deposit history and existing obligations.
We consider FICO scores of 500 and up, and we start with a soft pull.
Qualified businesses can be funded in as little as 24 hours after approval and verification.
How payments are collected is spelled out in your offer before you accept. Read that section closely and plan around your slow months, since Utah tourism businesses often see big swings between peak and shoulder seasons.
Example uses for illustration only.
These habits help a Utah advance request review smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding