Get plows, excavators, ovens or imaging equipment in place before demand peaks. Apply in 5 minutes with about three months of statements.
Finance EquipmentEquipment Financing, Utah
Finance the asset and keep operating cash for payroll and materials. Offers from $25,000 to $5,000,000 based mainly on deposits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application, your vendor quote and about three months of statements. No tax returns required.
FICO 500+ considered. Deposit history carries real weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Payment timing is laid out in the offer, so you can match it to the revenue the equipment produces.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Equipment rarely breaks on a convenient schedule. A snow removal company in Salt Lake County loses a plow truck right before the first storm. A dental office in Provo wants new imaging. A brewery in Ogden needs another fermentation tank to keep up with demand. Equipment financing lets you get the asset in place and repay it over time, instead of pulling everything from operating cash.
| Industry | Typical equipment |
|---|---|
| Construction | Excavators, loaders, trailers |
| Snow and landscaping | Plows, salters, mowers |
| Restaurants | Ovens, hoods, refrigeration |
| Medical and dental | Imaging, chairs, sterilizers |
| Manufacturing | CNC machines, presses, forklifts |
Amounts start at $25,000 and can reach $5,000,000.
Many Utah businesses run on two clocks: winter work tied to snow and ski traffic, and summer work tied to construction and park visitors. Buying equipment before the season starts means it is paying for itself when revenue peaks. Waiting until the season is underway often means rentals, overtime or turned-away jobs.
Both new and used equipment can be financed. With used gear, funders often want more detail: the year, hours or mileage, condition and who is selling it. A clear written quote from a dealer or a bill of sale from a private seller keeps the review moving. Funders also look at whether the purchase makes sense for the business, for example a landscaping company adding a second mower crew, or a restaurant replacing a failing walk-in cooler. The clearer the connection between the equipment and your revenue, the easier it is to review.
Qualified businesses can be funded in as little as 24 hours. Apply now.
New equipment can bring added costs like installation, training and extra materials. Working capital in Utah can cover those. If your credit has taken a hit, our page on bad credit business loans in Utah explains how funders look at the full picture.
Often, yes. Provide details on the equipment and the sale, and the offer will be based on the purchase and your deposit history.
We consider FICO scores of 500 and up, alongside deposits and existing obligations.
From $25,000 to $5,000,000, depending mainly on your deposits and current obligations.
No. About three months of business bank statements, the vendor quote and the application are typically what we need.
Yes. Sole proprietors with steady business deposits can apply.
It depends on how long you plan to use the asset and how you want to handle ownership. Compare the total repayment amount in our offer against any lease quote you have, and choose the option that fits your cash flow and plans for the equipment.
Example uses for illustration only.
These steps make an equipment request faster to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding