Cover payroll, materials and slow receivables with a lump sum based on your deposits. Five-minute application, no tax returns.
Get My OfferWorking Capital ยท Oklahoma City
Contractors, suppliers and service companies across OKC use working capital to keep moving while customers take their time paying.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered with a soft pull to start. Deposits carry real weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in your offer from the start, so you can plan around energy cycles and slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most Oklahoma City owners we talk with are not short on work. They are short on time between paying for the work and collecting on it. An HVAC contractor buys equipment for a commercial job and waits on the invoice. A supplier to the aviation and aerospace shops near the base carries parts for weeks. A home health agency meets payroll every two weeks while reimbursements arrive on their own clock.
Working capital funding fills that gap with a lump sum you can put toward the everyday costs of running the business.
OKC has deep roots in oil and gas, and many local businesses feel it when activity in the field speeds up or slows down, even if they never touch a well. Welding shops, equipment rental yards, restaurants near field offices and trucking outfits all ride that cycle. Having working capital on hand lets you hire for a busy stretch or hold steady through a quiet one without scrambling.
Need to buy a specific machine? Equipment financing may suit that better.
Picture a commercial electrical contractor in south OKC. It lands a tenant buildout that will take two months. Wire, panels and fixtures have to be bought now, and the crew gets paid every Friday, but the general contractor pays on its own cycle after each phase is signed off. The owner's deposits over the past three months have been steady, with no other outstanding obligations.
In a case like that, a working capital lump sum can cover materials and payroll through the first phase. Repayment follows the schedule in the offer, and the owner can see the full repayment amount before saying yes. The specific amount would depend on the deposit history and existing obligations, not on the size of the contract alone.
We review about three months of business bank statements and look at the size and steadiness of your deposits, plus what you already owe. FICO scores from 500 are considered, and we start with a soft credit pull. No tax returns are required, and sole proprietors can apply. When you are ready, the application takes about five minutes. For the wider state view, see working capital in Oklahoma.
Day-to-day business costs such as payroll, inventory, rent, repairs and marketing. Tell us the purpose so we can suggest the right product.
Mostly by your deposit history and existing obligations. Funding ranges from $25,000 to $5,000,000.
No tax returns are required. We focus on your business bank statements.
Funding can arrive in as little as 24 hours for qualified businesses once the offer is accepted and signed.
Sole proprietors can apply. We are built for established businesses with steady deposits.
Example uses for illustration only.
Stronger files tend to share a few traits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding