Cover payroll, inventory and open invoices with funding sized to your deposits. Five-minute application, soft pull to start.
Get Working CapitalWorking Capital ยท Portland
Portland agencies, makers and distributors use working capital to keep operations steady while receivables catch up.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes to apply and three months of statements to review. Funding in as little as 24 hours if qualified.
FICO 500+ is considered. We weigh your deposit history and obligations, not just a number.
The full repayment amount is in your offer up front. Nothing gets added after you sign.
Your schedule is laid out in the offer so you can plan cash flow with confidence.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Every Portland operator has felt it: the job is done, the invoice is out, and payroll is due Friday. Working capital fills the space between money going out and money coming in. For a design studio waiting on a client, a contractor buying materials, or a distributor near the river shipping orders on terms, that gap is a normal part of business.
Our working capital funding is sized around your deposits and what you already owe, so the amount fits your actual cash flow.
We hear from a wide mix of local businesses:
What they share is steady revenue moving through a business bank account. That is the core of what we review.
Need money tied to card sales instead? See our Portland merchant cash advance page. For statewide options, visit working capital in Oregon.
Picture a Portland creative studio that lands a large project with a client who pays sixty days after delivery. The studio needs freelancers and software licenses now. For illustration, if the studio's monthly deposits are steady and it carries few other obligations, a working capital offer could cover those upfront costs, and the client payment later helps the studio stay comfortable through repayment. The details of any real offer depend on your own deposits and existing commitments, and every number appears in writing before you accept.
FICO scores from 500 up are considered, and sole proprietors can apply. We built this for established businesses with steady deposits. A lower score does not end the conversation, but it is weighed alongside your revenue and existing obligations. Apply now to see where you stand.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your monthly deposits and any existing obligations.
It is working capital funding with a repayment schedule spelled out in your offer. You see the total and the schedule before you agree to anything.
Yes. Payroll, rent, inventory and supplier bills are common uses for working capital.
No. We review about three months of business bank statements instead.
Yes. Sole proprietors with steady business deposits can apply.
We work with a wide range of established businesses, including food and beverage, professional services, retail, wholesale and trades, as long as they have steady deposits.
Example uses for illustration only.
Small steps can help your working capital review go smoothly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding