Capital based on your daily sales for equipment, inventory and remodels. Soft pull to start, no tax returns.
See My OfferMerchant Cash Advance ยท Memphis
Memphis restaurants, shops and service businesses use advances to prepare for busy weeks and ride out quieter ones.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and three months of statements. Funded in as little as 24 hours if qualified.
FICO 500 and up considered, with your sales history front and center.
Your offer lists the full repayment amount before you accept. No surprise costs after you sign.
The collection schedule is in your offer from the start.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Smoke from the pit, a full dining room, a line at the counter: plenty of Memphis businesses run on daily sales. A merchant cash advance turns that sales history into an upfront sum, repaid from a share of future sales. It suits restaurants, bars, retail shops, auto service centers and salons that see regular deposits.
Memphis draws visitors for music, barbecue and its history, and spring festival season can fill restaurants and hotels. Then come quieter weeks. An advance can fund the buildup, so you are stocked and staffed when crowds arrive, or carry you through a soft month.
The application takes about five minutes with a soft credit pull to start. We look at about three months of business bank statements; no tax returns are required. FICO 500 and up is considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.
Your sales consistency matters. Steady deposits generally support a stronger offer than lumpy, unpredictable ones.
Because an advance is repaid from future sales, it helps to think ahead about how the next few months should look. If a festival weekend or holiday season is coming, your deposits may rise, and the advance can help you capture that demand. If you expect a quiet period, factor that into how much you request. The best advances are sized so collections feel manageable even in an average week. Your offer lays out the schedule before you accept, so you can check it against your own Memphis sales calendar.
Your offer shows the full repayment amount and the collection schedule before you accept. If a set amount suits you better, see Memphis working capital loans. If timing is critical, read about fast funding in Memphis. Across Tennessee, visit our Tennessee merchant cash advance page. Start your application.
Established businesses with steady card or bank deposits, such as restaurants, retailers, salons and auto shops.
Through a share of future sales on the schedule shown in your offer. The full repayment amount is listed before you accept.
FICO scores of 500 and up are considered. Your deposit history is weighed alongside your score.
About three months of business bank statements. Tax returns are not required.
Qualified businesses can be funded in as little as 24 hours.
One slow month is normal and part of the overall picture. We look at about three months of statements to understand your typical sales pattern.
Example uses for illustration only.
Make your sales history work harder for you.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding