Funding for established DC businesses based on your deposits. $25,000 to $5,000,000, FICO 500+ considered, and funding in as little as 24 hours for qualified businesses.
Check My OptionsMerchant Cash Advance ยท Washington, DC
From Capitol Hill restaurants to contractors waiting on large clients, a merchant cash advance turns your future receipts into working cash today.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns required.
FICO 500+ considered. We look at the health of your deposits, not just a score.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out in your offer so you know what to expect from day one.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Washington runs on a rhythm most of the country never sees. Restaurants near the Hill fill up when Congress is in session, hotels and museums stay busy through the spring tourist rush, and service firms that work alongside federal agencies can wait a long time between invoice and payment. A merchant cash advance gives you a lump sum now, sized against the deposits your business already brings in, and it is repaid from future receipts.
We work with established DC businesses that have steady deposits. Funding ranges from $25,000 to $5,000,000, and qualified businesses can see funds in as little as 24 hours.
Our review starts with your business bank activity, not a stack of tax paperwork. Expect to share:
FICO scores of 500 and up are considered. No tax returns are required, and sole proprietors can apply.
A Dupont Circle bistro stocking up before the cherry blossom crowds. A cleaning contractor covering payroll while a large office client processes its payment. A boutique on 14th Street adding inventory before the holidays. In each case the money goes to something that should produce revenue, and the advance is built around the deposits that follow.
If a revolving option suits you better, compare our business line of credit in Washington, DC or general working capital in DC.
One habit separates owners who use advances well from those who struggle: they check that the deposits left after repayment still cover rent, payroll and suppliers. Take your slowest recent month and ask whether the business could comfortably handle the repayment during that month. If the answer is yes, the advance is likely sized well.
Every offer shows the total amount you will repay and how repayment is scheduled before you accept. There are no surprise costs added after you sign. Read the offer, ask questions, and only move forward if the numbers work for your margins. When you are ready, start your application.
This page is written for businesses operating in Washington, DC, but the review is the same: steady deposits, about three months of statements and a quick application.
Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses once the file is complete.
We begin with a soft credit pull, so simply checking your options does not start with a hard inquiry.
Yes, as long as the business has regular deposits we can review. Many contractors use funds to bridge the gap while waiting on payment from a large client.
Amounts run from $25,000 to $5,000,000. Where you land depends mainly on your deposit history and any existing obligations.
Yes. Expansion is a common use, as long as your current deposits support the amount you request.
Example uses for illustration only.
A few habits can strengthen your file before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding