A lump sum from $25,000 to $5,000,000 for Oklahoma businesses. About three months of bank statements, no tax returns, soft credit pull to start.
See My OptionsOklahoma Working Capital
Slow-paying customers, harvest cycles and storm repairs all strain cash. Working capital keeps payroll and suppliers covered while revenue catches up.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application with three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We start with a soft pull and look at how your business performs.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in your offer, so you can plan around it from day one.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A welding shop in Enid finishes a job for an energy company and waits weeks to get paid. A feed store in a farm town orders heavily before planting. A Norman restaurant has a strong fall during football season and a quieter summer. None of these businesses is in trouble. They just need cash at different times than revenue arrives.
Working capital is a lump sum, from $25,000 to $5,000,000, to cover the everyday costs of running your business while that revenue catches up.
Keeping a crew together through a slow month often costs less than rehiring and training later.
Contractors and oilfield service companies often buy materials before a job pays.
Retailers and distributors stock up ahead of busy seasons.
Spring storms can damage roofs, signs and equipment, and insurance claims rarely pay right away.
FICO 500+ is considered and sole proprietors can apply. We work with established businesses with steady deposits.
Oklahoma businesses rarely post twelve identical months. Wheat country gets busy around harvest, energy towns follow drilling activity, and many outdoor trades slow down in the coldest weeks and the worst of the summer heat. We expect that. When we read your bank statements, we look at the overall pattern of your deposits rather than judging one slow month in isolation.
It helps to tell us in the application if your business is seasonal and when your stronger months fall. That context lets us read your statements the way you would, and it can help shape an offer with a repayment schedule that makes sense for your cash flow.
If your costs recur and you want to draw as needed, look at a business line of credit in Oklahoma. Card-driven businesses may compare a merchant cash advance. Owners in the two big metros can see Oklahoma City working capital and Tulsa working capital. When the numbers make sense, start your application.
Ordinary business costs such as payroll, inventory, materials, rent, repairs and marketing.
Mainly by your deposit history and the obligations already on your account. Our range is $25,000 to $5,000,000.
No. We review about three months of business bank statements.
Yes. Service companies, suppliers and contractors connected to the energy sector can apply, and we review deposits like any other business.
We start with a soft credit pull. FICO 500+ is considered.
Example uses for illustration only.
A few simple moves can make your working capital request stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding