Cover payroll, inventory, and overhead while you wait on revenue. For established Indianapolis businesses with steady deposits.
Get My OfferWorking Capital ยท Indianapolis
Contractors, suppliers, restaurants, and service companies around Indianapolis use working capital to keep operating while invoices and seasonal sales catch up.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered with your deposits in view.
The full repayment amount appears in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
An Indianapolis business can be profitable on paper and still run short in a given month. A plumbing contractor buys materials and pays a crew weeks before a builder pays the invoice. A warehouse supplier extends terms to a large customer. A restaurant spends heavily getting ready for race weekend or a big convention and collects over the following days. Working capital covers the space between money going out and money coming back.
If the main expense is a machine or vehicle, equipment financing may be a closer fit.
The biggest factors are your deposits and the obligations already on your account. We review about three months of business bank statements to see how much comes in, how consistently, and what goes out to other financing. FICO scores of 500 and up are considered, and we read your credit next to that deposit picture. No tax returns are required. The first check is a soft credit pull, and sole proprietors can apply.
Say a regional HVAC company carries a crew of eight and has a large commercial job that pays out in about five weeks. Payroll plus materials for that stretch comes to roughly $90,000. Instead of requesting a round number, the owner asks for that amount, reviews the offer's full repayment amount and schedule, and checks that the job's payment comfortably covers it. Sizing the request to the real gap keeps repayment manageable.
The application takes about 5 minutes, and qualified businesses can be funded in as little as 24 hours. Prefer to draw only what you use? See a business line of credit in Indianapolis. For statewide information, visit working capital in Indiana.
The cash a business uses for day-to-day operations: payroll, inventory, rent, supplies, and similar costs.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.
No tax returns are required. We review about three months of business bank statements.
Qualified businesses can be funded in as little as 24 hours.
It is one factor. FICO scores of 500 and up are considered, weighed alongside your deposit history.
Example uses for illustration only.
Before you apply, a few practical steps can help.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding