Merchant Fund Express
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Same-Day Business Funding in Portland

Quick decisions for Portland businesses and funding in as little as 24 hours for qualified owners. Five-minute application, soft credit pull to start.

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Fast Funding in Portland

Fast capital for Portland's independent businesses

Breweries, food carts, shops and service businesses all hit moments when cash cannot wait. We review your statements and move quickly.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Fast funding for Portland owners

Speed, minimal paperwork

Five-minute form and three months of statements. Funding in as little as 24 hours for qualified businesses.

Credit from 500 considered

FICO 500 and up is considered, starting with a soft pull.

Full cost before you accept

Your offer shows the full repayment amount up front, and no surprise costs appear after you sign.

Repayment you can see

The repayment schedule is laid out in the offer before you commit.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Quick money, clear expectations

Portland owners search for same-day funding when something breaks or an opportunity will not wait: a walk-in cooler at a food cart pod, a brewery that needs grain before a festival weekend, a shop that can buy inventory at a discount if it pays now. We move fast, with quick decisions and funding in as little as 24 hours for qualified businesses. We do not promise same-day funding.

The Portland rhythm

The city is known for its food and drink scene, craft brewing, outdoor and apparel businesses, and a large community of independent shops. Many of them feel the long, wet winter as foot traffic thins, then get busy when summer brings patio crowds and visitors. Fast capital helps smooth those turns.

Getting ready to move quickly

Before you start the five-minute application, gather:

No tax returns. We start with a soft credit pull, consider FICO 500 and above, and sole proprietors can apply.

Planning so speed works for you

Fast funding is most useful when the need is clear. Before you apply, write down what the money will cover and when the revenue to repay it should arrive. A brewery buying ingredients for a festival weekend has a short, defined window. A shop that is short every rainy season may get more from a line it can draw on each year.

Read the repayment schedule in your offer and compare it with what already leaves your account. If you carry other obligations, the new payments need to fit next to them without squeezing rent, staff or suppliers.

For illustration, a food cart owner on the east side replacing a generator might request enough for the equipment and a small cushion, rather than a much larger figure. A focused amount usually makes repayment smoother and keeps the business flexible when the next opportunity or repair comes along. We can talk through options with you before you accept anything.

Which product fits

A merchant cash advance in Portland works off future sales. Working capital handles general costs. A line of credit suits repeated needs. Every offer shows the full repayment amount and the schedule before you accept.

Frequently Asked Questions

Is same-day funding possible in Portland?

We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

What is the fastest way to get through review?

Upload about three months of complete business bank statements with your application and respond quickly to any questions.

Can a food cart or small brewery apply?

Established businesses with steady deposits can apply, including sole proprietors. We review the deposit history in each case.

Does a slow winter hurt my chances?

We look at your deposits in context. Seasonal swings are common in Portland and are weighed alongside existing obligations.

How much can I request?

Funding ranges from $25,000 to $5,000,000, based mainly on deposits and current obligations.

Cooler replacement $26,000.00
Grain and hops $34,000.00
Discount inventory $43,000.00
Rainy-season gap $30,000.00

Example uses for illustration only.

How to improve your chances

Simple ways to speed up a Portland request.

  • Have three months of statements downloaded
  • Keep sales deposits in a single account
  • Be specific about the amount and purpose
  • Reply quickly if we need a document

Fast funding with us vs. a bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Weeks of review
Documents
About 3 months of statements
Tax returns, projections
Credit
FICO 500+ considered
Higher scores required
Credit pull
Soft to start
Hard inquiry
Application
About 5 minutes
Long application

Get your Portland request started

One secure application. A soft credit pull to start. No obligation to accept an offer.

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