Cover payroll, parts and inventory without the bank wait. $25,000 to $5,000,000 for established El Paso businesses with steady deposits.
Get My OfferWorking Capital ยท El Paso, TX
From summer HVAC rushes to holiday retail, working capital helps you handle the busy months and the quiet ones.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application, about three months of bank statements and funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. Your deposit history matters as much as your credit.
Total repayment amount in your offer before you accept. No surprise costs after signing.
The repayment schedule is spelled out in your offer from the start.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Running a business in El Paso means planning around cross-border traffic, military payroll cycles, summer heat and holiday shopping peaks. When a customer pays late or a supplier wants cash upfront, working capital keeps the doors open and the crew paid.
We provide $25,000 to $5,000,000 in working capital to established businesses with steady deposits.
Consistent revenue month after month carries the most weight.
Frequent overdrafts or negative days raise questions. A healthy cushion helps.
Existing obligations affect how much new funding makes sense.
We consider FICO scores of 500 and up, and we never need tax returns to get started.
For illustration: a customs brokerage covering staff while waiting on client payments, an HVAC company buying parts before summer, a medical office handling reimbursement lag, or a family restaurant on Mesa Street refreshing its dining room. Each used funds to keep revenue coming rather than to plug a permanent hole.
Start with the actual need, then check it against your bank statements. The amount we can offer depends mainly on your deposits and existing obligations. For illustration, a contractor with steady monthly deposits who needs to buy materials for a new commercial job might request $90,000 to cover materials and labor until the first draw comes in. A smaller retailer might request $35,000 to restock before the holidays. Requesting a realistic amount makes the review simpler and leaves your monthly cash flow healthier.
Across El Paso we hear from logistics and customs support firms, regional carriers, medical and dental offices, auto repair shops, restaurants, retailers, HVAC and plumbing contractors, and service businesses tied to the military community. What they share is steady deposits and a clear plan for the money, which is what our review focuses on.
Spend five minutes on our application. We start with a soft credit pull and request about three months of business bank statements. Qualified businesses can be funded in as little as 24 hours. If card sales are your main revenue, a merchant cash advance might fit; if you want to draw as needed, see our El Paso line of credit. Or simply apply now.
Payroll, inventory, repairs, marketing, hiring and other day-to-day business needs.
Sole proprietors can apply. We review business deposits the same way for every structure.
It depends on your file. Your offer shows the total repayment amount before you accept, with no surprise costs after you sign.
FICO 500+ is considered, and we look closely at your current deposits, not just past history.
Decisions move quickly, and qualified businesses can see funding in as little as 24 hours.
Yes. Any established El Paso business with steady deposits can apply, whatever customers it serves.
Example uses for illustration only.
Small changes can make a real difference in your review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding