Fund payroll, materials, and inventory while Indiana customers pay on terms. $25,000 to $5,000,000, three months of statements, no tax returns.
See My OptionsIndiana Working Capital
Indiana manufacturers, contractors, and retailers spend before they get paid. We size working capital to your deposits to bridge that stretch.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, weighed alongside your deposits and current obligations.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer up front, so you can match it to your cycle.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A parts supplier in Elkhart builds to order and waits on payment. A Lafayette contractor buys materials before the first draw. A farm supply store in a county seat stocks up for spring months before farmers settle their accounts. The work is real and the revenue is coming, but the cash goes out first. Working capital covers that gap.
We provide working capital from $25,000 up to $5,000,000 to established Indiana businesses with steady deposits.
Indiana leans heavily on manufacturing, and plenty of small shops feed larger plants on net terms. Logistics and warehousing around Indianapolis add more businesses that front costs for fuel, staff, and equipment. Agriculture, healthcare, and hospitality fill out the picture. Each runs on a different cycle, so we size funding to what your own deposits show rather than a one-size rule.
Complete the 5-minute application, which starts with a soft credit pull. Share about three months of business bank statements; we do not need tax returns. FICO scores of 500 and up are considered, and sole proprietors can apply. Your offer spells out the full repayment amount and the repayment schedule before you accept. Funding can arrive in as little as 24 hours for qualified businesses.
If the specific need is a machine or vehicle, look at equipment financing in Indiana instead.
For illustration, take a small tool and die shop in Columbus that lands a new order from a regional manufacturer. The customer pays on long terms, but the shop has to buy steel, add a shift, and run overtime now. Working capital sized to the shop's deposits covers those costs until the customer's payments start arriving, and the repayment schedule in the offer is set before the shop accepts. Your numbers will be different. The point is to match the funding to a specific gap with a clear end, so the money coming in from the work is what repays it.
The amount depends mainly on the size and consistency of your deposits and whatever financing you already carry. Ask for what the job actually needs. Borrowing more than the gap only adds repayment without adding revenue.
No. Small and mid-size Indiana businesses apply, including sole proprietors, as long as deposits are steady.
Payroll, inventory, materials, hiring, and other operating costs are all common uses.
No. We review about three months of business bank statements.
No. We start with a soft credit pull.
Funding can arrive in as little as 24 hours for qualified businesses.
Example uses for illustration only.
A little preparation helps us size your offer accurately.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding