Cover utilities, payroll, supplies and repairs without draining your operating account. Apply in about 5 minutes, no tax returns needed.
Get FundingLaundromat Working Capital
Laundromat revenue is steady, but big expenses are not. Working capital gives you room to handle costs as they come, with clear terms shown before you sign.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.
FICO scores from 500 are considered, because your store's deposits say a lot about how it performs.
Your offer shows the full repayment amount up front, with no surprise costs after you sign.
The repayment schedule is laid out in your offer before you accept, so you can plan your monthly budget.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
From the outside, a laundromat looks simple. Inside, the owner is juggling water, gas and electric bills that swing with usage, machines that wear out on their own schedule, a lease that may be tied to a long renewal, and attendants who need to be paid every week. Revenue comes in steadily, but big costs rarely arrive at a convenient time.
Working capital gives you a pool of funds to handle those costs without draining the operating account.
Because it is general-purpose funding, laundromat owners use it in many ways:
For deeper reading, see our laundromat cash flow guide and laundromat payroll funding.
We read about three months of business bank statements to understand your deposits, average balances and any existing obligations. Those factors drive the size of an offer, which can range from $25,000 to $5,000,000. We do not require tax returns.
| Step | What happens |
|---|---|
| Apply | About 5 minutes, soft credit pull to start |
| Review | We look at your deposits and obligations |
| Offer | Full repayment amount and schedule shown up front |
| Funding | As little as 24 hours for qualified businesses |
For illustration only: an owner with two stores sees a jump in gas bills over winter while a commercial wash-and-fold account is slow to pay. Instead of delaying a dryer repair, they use working capital to cover utilities and the repair, then keep the commercial account growing. The size of any real offer would depend on that owner's deposits and existing obligations.
Our working capital is built for established laundromats with steady deposits. Single-store owners, multi-location operators and sole proprietors can all apply, and FICO scores from 500 are considered. If you expect to need funds again and again in smaller amounts, a business line of credit for laundromats may be worth comparing.
Ready? Start your application.
It is funding for day-to-day operating needs such as utilities, payroll, supplies and repairs, rather than one specific purchase.
Amounts range from $25,000 to $5,000,000 and depend mainly on your deposits and existing obligations.
Yes. Multi-store owners can apply, and statements showing deposits across your stores help us understand the full business.
We start with a soft credit pull, which does not affect your score the way a hard inquiry can.
The funding amount, the full repayment amount and the repayment schedule, all shown before you accept.
Working capital can go toward general business needs, including costs tied to renewing or improving your space. Tell us what you plan to use it for on the application so we can understand the request.
Example uses for illustration only.
These habits can make a laundromat working capital file stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding