Decisions move fast, with funding in as little as 24 hours for qualified nurseries. Apply in 5 minutes with about three months of bank statements.
Start My ApplicationFast Business Funding
A freeze, a broken heater or a wholesale deal with a deadline. We keep the steps short so your garden center can act while the opportunity is still there.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes online and about three months of business bank statements. No tax returns to dig up.
FICO scores from 500 are considered. Your deposit history matters a great deal.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The schedule is spelled out in your offer, so a fast decision is still an informed one.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Plants do not wait. A grower offers you a truckload of perennials at a good price if you pay this week. A freeze knocks out your greenhouse heat. A landscape account places a big order you need to stock. In those moments, a bank timeline does not help.
People search for same-day funding for nurseries and garden centers because timing is everything. Here is the honest version: our decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. We do not promise same-day money, but we work to keep every step short.
The fastest files are the ones where statements are ready to upload and deposits are easy to follow in one business account.
Fast funding tends to go toward problems with a clock on them: replacing a heater or irrigation pump, covering payroll during a rainy stretch, grabbing discounted wholesale stock, or stocking up for a large commercial order. If you are dealing with a breakdown or a weather event, see our nursery emergency funding page. For a planned order tied to a contract, our big contract funding page goes deeper.
A quick decision should still be a clear one. Before you accept any offer, check three things: the full repayment amount, the repayment schedule, and whether the payments fit your slowest month as well as your best one. A garden center that takes on payments sized for May can feel pinched in August. We lay all of that out in writing up front so you can compare it to your own numbers. If a wholesale deal or emergency repair only needs part of what you qualify for, take what solves the problem. Keeping your obligations lean leaves room for the next opportunity that shows up on short notice, and in this business one always does.
We work with established nurseries and garden centers that have steady deposits. FICO scores from 500 are considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000 depending mainly on your deposits and existing obligations. Apply now to see what you qualify for.
We do not promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Missing statements, deposits spread across personal and business accounts, and unexplained gaps. Having three months of clean business statements ready helps the most.
No. We review about three months of business bank statements instead.
We start with a soft credit pull, which does not affect your score.
Working capital, merchant cash advances, lines of credit, equipment financing and revenue-based financing can all move quickly once your file is complete.
Example uses for illustration only.
These steps help a fast decision stay fast.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding