Merchant Fund Express
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Fast Funding for Pet Grooming Businesses

Decisions move fast and qualified groomers can be funded in as little as 24 hours. Soft pull to start, no tax returns, three months of statements.

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Fast Funding for Groomers

When the van breaks down, every day counts

Urgent repairs and surprise bills cannot wait weeks for a bank. Our process is built to move quickly for grooming businesses with steady deposits.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Quick funding without the runaround

Fast decisions, light docs

Five-minute application, about three months of statements, no tax returns. Funding in as little as 24 hours for qualified businesses.

FICO 500+ considered

An urgent need and an imperfect score can still get a fair review based on your deposits.

Cost shown before you accept

Your offer lists the full repayment amount. No surprise costs after you sign.

Know your repayment

The repayment schedule is laid out in the offer, so moving fast does not mean guessing.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

What fast funding really looks like

Plenty of owners search for same-day funding when something urgent hits: the van transmission fails, a dryer motor burns out, or a landlord asks for a deposit on a better location. We want to be straight about timing. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. That speed depends on getting a complete file in early.

How to move as quickly as possible

  1. Download about three months of business bank statements as PDFs before you start
  2. Complete the 5-minute application
  3. Answer any follow-up questions the same day
  4. Review the offer, including the full repayment amount and repayment schedule
  5. Sign and confirm your deposit account details

Delays usually come from missing statements or unclear account information, not from the review itself.

Urgent needs we see from groomers

Emergency repairs are the most common. A mobile grooming van that cannot run means canceled appointments every day it sits. Salon owners also need fast cash to replace a failed water heater, cover payroll after a slow stretch, or grab a lease before someone else does. Our pet grooming emergency funding page covers more of these situations.

Fast should still mean informed

Urgency makes it tempting to sign anything. A few habits keep a fast decision from turning into a long-term headache. First, borrow for the specific problem in front of you rather than rounding up. Second, read the full repayment amount and the repayment schedule in the offer, both of which we show before you accept. Third, think about the next eight weeks of bookings and whether the payments still fit if a couple of groomers call out sick or a holiday week is slower than usual.

If you already have other advances outstanding, tell us up front. Existing obligations affect what can be offered, and being upfront keeps the review moving quickly.

Who qualifies for fast funding

We built this for established grooming businesses with steady deposits. FICO 500+ is considered, we start with a soft credit pull, and no tax returns are required. Sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.

Speed is useful, but read the offer carefully. Make sure the repayment schedule fits your slower weeks before you accept.

Frequently Asked Questions

Can I get funded the same day?

We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

What slows down funding?

Missing bank statements, unclear account details or slow responses to follow-up questions. Have your documents ready before you apply.

Does a fast application mean a hard credit check?

No. We start with a soft credit pull.

What can a grooming business use fast funding for?

Van and equipment repairs, payroll, rent deposits, supplies or any urgent business need.

How much can I get?

Between $25,000 and $5,000,000, depending mainly on deposits and existing obligations.

Do I need to explain why I need the money?

A short description helps us understand your request, but the decision rests mainly on your deposits and existing obligations.

Van transmission $7,900.00
Water heater $3,600.00
Lease deposit $14,000.00
Emergency payroll $21,000.00

Example uses for illustration only.

How to improve your chances

Being prepared is the biggest factor in how fast you get funded.

  • Save three months of statements as PDFs now
  • Confirm your business account and routing details
  • Reply to follow-up questions the same day
  • Read the full offer before signing

Our fast process vs. a bank

Merchant Fund Express
Traditional bank loans
Time to funds
As little as 24 hours if qualified
Weeks to months
Application
About 5 minutes
Lengthy forms
Docs
About 3 months of statements
Tax returns and more
Credit
Soft pull, FICO 500+ considered
Hard pull, strong credit
Offer clarity
Full repayment shown first
Varies by bank

Get a fast decision for your salon

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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