Quick decisions and funding in as little as 24 hours for qualified Raleigh businesses. Five-minute application, soft credit pull to start.
Start My ApplicationFast Business Funding
New contracts, broken equipment and short-window opportunities do not wait on bank committees. We keep the process short so you see an offer fast.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements, no tax returns, and funding in as little as 24 hours for qualified businesses.
We consider FICO scores from 500 and focus on the health of your deposits.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
Your repayment schedule is spelled out in the offer, so you can plan around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
If you typed same-day business funding Raleigh into a search bar, you probably have a deadline. Here is what we can actually offer: decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. We do not promise same-day funding. What we do is strip out the steps that usually eat the clock, so a Raleigh owner can go from application to offer quickly.
Raleigh grows fast. Between state government, NC State, the hospital systems and the tech and life science firms tied to Research Triangle Park, there is steady demand for contractors, IT services, restaurants, cleaning companies, medical practices and retailers. Growth is good, but it creates cash crunches: new contracts mean hiring before payment, and new locations mean buying before opening.
A commercial painting company wins a job at a new office building in North Hills and needs crew and materials before the first draw is paid.
A bakery on Glenwood Avenue loses its main oven the week before a holiday rush.
A distributor gets offered closeout stock at a strong discount if they can pay within days.
We consider FICO scores from 500, and sole proprietors can apply. Amounts range from $25,000 to $5,000,000 based mainly on deposits and existing obligations.
Speed is one thing, fit is another. For ongoing needs, a line of credit in Raleigh may work better. For a defined need, look at working capital loans in Raleigh, or compare a merchant cash advance if most of your sales come through cards. When you are ready, apply now.
We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
About three months of business bank statements and five minutes for the application. No tax returns required.
We begin with a soft credit pull, which does not affect your score.
Sole proprietors can apply. We work with established businesses that show steady deposits in their statements.
From $25,000 to $5,000,000, depending mainly on your deposits and current obligations.
Example uses for illustration only.
Fast files share a few traits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding