Cover payroll, inventory and big orders while you wait on invoices or the busy season. Built for established Wichita businesses with steady deposits.
Get My OfferWorking Capital, Wichita
A short application, a soft pull to start and about three months of statements. Your offer shows the full repayment amount before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply with three months of statements. Qualified businesses funded in as little as 24 hours.
FICO 500+ considered, with cash flow carrying real weight.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out up front so you can line it up with receivables.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most cash crunches are not about a business failing. They are about timing. A Wichita parts supplier delivers on a big order and waits on net terms. An HVAC company buys equipment and pays techs through the summer rush before every invoice clears. A farm supply store stocks up for harvest weeks before farmers buy. Working capital loans cover that middle stretch so the business keeps moving while the money catches up.
If the purchase is a specific machine or vehicle, compare with equipment financing.
For illustration, a small fabrication shop that lands a contract with a larger manufacturer may need to buy steel, add a shift and pay overtime weeks before the first invoice is due. Working capital covers that build-up so the shop can say yes to the work.
The application takes about 5 minutes. We run a soft credit pull to start and consider FICO 500+. Then we review about three months of business bank statements. No tax returns are required. Our process is built for established businesses with steady deposits, and sole proprietors can apply.
Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and the obligations already coming out of your account. For illustration, two businesses with similar monthly deposits can see different offers if one already carries several payments and the other carries none.
Your offer shows the full repayment amount and the repayment schedule before you accept. No surprise costs after you sign. Before saying yes, map the schedule against your slowest month and against the date the money you are bridging to actually arrives. If those do not line up comfortably, a smaller amount or a line of credit might fit better.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours. Start your application, or read about a merchant cash advance in Wichita if most of your revenue comes through card sales.
From $25,000 to $5,000,000. The offer depends mainly on your deposits and existing obligations.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
No. We start with a 5-minute application and about three months of business bank statements.
No single factor decides it. We consider FICO 500+ and weigh your deposit history and current obligations alongside your score.
Yes, that is a common use. Make sure the repayment schedule in your offer lines up with when those invoices are likely to pay.
Yes. Sole proprietors can apply if the business has steady deposits in a business bank account.
Example uses for illustration only.
Some simple habits can strengthen your working capital request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding