Say yes to new contracts and busy seasons. Apply in about five minutes, send three months of statements, and see your full repayment up front.
Get My OfferWorking Capital
Raleigh's growth brings new clients and bigger jobs. Working capital covers staff, supplies and inventory before the revenue from that growth arrives.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements and no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We weigh your revenue pattern heavily.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is set out in your offer from the start, so you can budget for it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Raleigh businesses tend to have a good problem: more work than cash to staff it. An IT services firm lands a contract with a Research Triangle Park company and needs two more technicians right away. A janitorial company adds a medical office building and has to buy supplies and equipment before the first invoice clears. Working capital loans in Raleigh cover that ramp so you can say yes to the work.
We fund from $25,000 to $5,000,000. The amount depends mainly on your deposits and the obligations you already carry. For illustration: a business with consistent monthly deposits and few existing payments will typically be sized differently than one with the same deposits and several obligations already drawing on the account. We read about three months of business bank statements to see that picture clearly.
Before you apply for any working capital, take ten minutes with your own numbers. What exactly will the money pay for? When will that spending turn back into revenue? What would happen if a big client paid two or three weeks late? Owners who can answer those questions tend to pick the right amount and the right product, and they are rarely surprised by the repayment.
If the honest answer is that you need smaller amounts again and again, a line of credit may suit you better than a lump sum. If it is a single push to staff up for a new contract, working capital is usually the cleaner fit.
The application takes about five minutes. We start with a soft credit pull, consider FICO scores from 500 and do not require tax returns. Sole proprietors can apply. If you qualify, your offer shows the amount, the full repayment amount and the repayment schedule before you accept, and funding can arrive in as little as 24 hours.
For recurring needs, a Raleigh business line of credit lets you draw only when you need to. Card-heavy businesses can compare a merchant cash advance in Raleigh. Ready? Apply now.
Short-term business needs like payroll, inventory, marketing, repairs and bridging slow receivables.
From $25,000 to $5,000,000, based mainly on deposits and existing obligations.
No tax returns required. We review about three months of business bank statements.
Yes, funding can be used to buy out a business partner's share, subject to qualification.
As little as 24 hours for qualified businesses after accepting the offer.
Example uses for illustration only.
Prepare these items to get the clearest working capital offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding